What is Postalvings Bank Of China Co FCF Margin %?
Postalvings Bank Of China CoPSBKF 72 FCF Margin % is 63.53% as of Dec. 2025, which is 10% below its 10-year median of 70.78. GuruFocus rates PSBKF with a GF Score™ of 72/100 and a GF Value™ of $0.65. The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Postalvings Bank Of China Co ranks better than 86.98% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (PSBKF) has a FCF Margin % of 63.53% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Postalvings Bank Of China Co and its competitors. This is 10% below median its historical median of 70.78. According to the industry distribution chart, Postalvings Bank Of China Co ranks #196 out of 1505 companies in the Banks industry, placing it in the top 13%.
Is Postalvings Bank Of China Co's FCF Margin % too high?
Postalvings Bank Of China Co's current FCF Margin % of 63.53% is 10% below median its 10-year median of 70.78. The Banks industry median FCF Margin % is 26.42. Postalvings Bank Of China Co's value of 63.53% is 140.5% above this industry median. Based on the distribution chart, Postalvings Bank Of China Co ranks #196 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #196 out of 1505 companies for FCF Margin %. This places Postalvings Bank Of China Co in the top 13% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. Postalvings Bank Of China Co's value of 63.53% is 140.5% above this benchmark. While the company's 10-year median is 70.78 vs. the industry median of 26.42, Postalvings Bank Of China Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Postalvings Bank Of China Co's current FCF Margin % of 63.53% is 140.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current FCF Margin % is 63.53%, which is 10% below median its own 10-year median of 70.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current FCF Margin % of 63.53%. The stock's GF Value™ is $0.65, compared to a current price of $0.67 — trading 2.9% above its estimated fair value. The current FCF Margin % is 63.53%, which is 10% below median its 10-year median of 70.78 and 140.5% above the Banks industry median of 26.42. Postalvings Bank Of China Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current FCF Margin % is 63.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued.
The current stock price of $0.67 is trading 2.9% above its estimated GF Value™ of $0.65.
Key valuation signals for PSBKF:
FCF Margin %: 63.53% (10% below median its 10-year median of 70.78)
GF Value™: $0.65 vs. price of $0.67 (2.9% above fair value)
Industry Position: 140.5% above the Banks median (#196 of 1505)
No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
72GF Score
Get the complete analysis for PSBKF
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PSBKF has been successfully added to your 
