PSBKF (Postalvings Bank Of China Co) OCF Yield %: 67.80 (As of Jun. 24, 2026) — 22% Below Median


PSBKF Postal Savings Bank Of China Co Ltd PSBKF
72 GF Score
Price $0.67
GF Value $0.65
! 4 Warning Signs
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What is Postalvings Bank Of China Co OCF Yield %?

Postalvings Bank Of China Co PSBKF 72 OCF Yield % is 67.80 as of Jun. 24, 2026, which is 22% below its 10-year median of 87.35. GuruFocus rates PSBKF with a GF Score™ of 72/100 and a GF Value™ of $0.65. The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Postalvings Bank Of China Co ranks better than 90.21% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Postalvings Bank Of China Co's Trailing 12-Month Cash Flow from Operations is $57,640 Mil, and Market Cap is $87,604 Mil. Therefore, Postalvings Bank Of China Co's OCF Yield % for today is 67.80%.

The historical rank and industry rank for Postalvings Bank Of China Co's OCF Yield % or its related term are showing as below:

PSBKF' s OCF Yield % Range Over the Past 10 Years
Min: -7.93   Med: 87.35   Max: 142.27
Current: 67.8


During the past 11 years, the highest OCF Yield % of Postalvings Bank Of China Co was 142.27%. The lowest was -7.93%. And the median was 87.35%.

PSBKF's OCF Yield % is ranked better than
90.21% of 1502 companies
in the Banks industry
Industry Median: 9.275 vs PSBKF: 67.80

Postalvings Bank Of China Co's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Postalvings Bank Of China Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Postalvings Bank Of China Co OCF Yield % Related Terms


Postalvings Bank Of China Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Postalvings Bank Of China Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Postalvings Bank Of China Co OCF Yield % Chart

Postalvings Bank Of China Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.86 110.30 77.49 94.87 69.98

Postalvings Bank Of China Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 111.08 64.31 77.07 119.61 42.18

Postalvings Bank Of China Co OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's OCF Yield % falls into.


PSBKF
72GF Score
Postal Savings Bank Of China Co Ltd PSBKF
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Postalvings Bank Of China Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Postalvings Bank Of China Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=58504.515 / 83598.1663933
=69.98%

Postalvings Bank Of China Co's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=8814.601 * 4 / 83598.1663933
=42.18%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 67.80 mean?
Postalvings Bank Of China Co (PSBKF) has a OCF Yield % of 67.80 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Postalvings Bank Of China Co and its competitors. This is 22% below median its historical median of 87.35. According to the industry distribution chart, Postalvings Bank Of China Co ranks #147 out of 1502 companies in the Banks industry, placing it in the top 9.8%.
Is Postalvings Bank Of China Co's OCF Yield % too high?
Postalvings Bank Of China Co's current OCF Yield % of 67.80 is 22% below median its 10-year median of 87.35. The Banks industry median OCF Yield % is 9.28. Postalvings Bank Of China Co's value of 67.80 is 631% above this industry median. Based on the distribution chart, Postalvings Bank Of China Co ranks #147 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #147 out of 1502 companies for OCF Yield %. This places Postalvings Bank Of China Co in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.28. Postalvings Bank Of China Co's value of 67.80 is 631% above this benchmark. While the company's 10-year median is 87.35 vs. the industry median of 9.28, Postalvings Bank Of China Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Postalvings Bank Of China Co's current OCF Yield % of 67.80 is 631% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current OCF Yield % is 67.80, which is 22% below median its own 10-year median of 87.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current OCF Yield % of 67.80. The stock's GF Value™ is $0.65, compared to a current price of $0.67 — trading 2.9% above its estimated fair value. The current OCF Yield % is 67.80, which is 22% below median its 10-year median of 87.35 and 631% above the Banks industry median of 9.28. Postalvings Bank Of China Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current OCF Yield % is 67.80 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of $0.67 is trading 2.9% above its estimated GF Value™ of $0.65.

Key valuation signals for PSBKF:

  • OCF Yield %: 67.80 (22% below median its 10-year median of 87.35)
  • GF Value™: $0.65 vs. price of $0.67 (2.9% above fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 631% above the Banks median (#147 of 1502)

No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
72GF Score

Get the complete analysis for PSBKF

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.67
Price
$0.65
GF Value