Postalvings Bank Of China CoPSBKF 72 Dividend Yield % is 2.59% as of Jun. 24, 2026, which is 60% below its 10-year median of 6.54. GuruFocus rates PSBKF with a GF Score™ of 72/100 and a GF Value™ of $0.65. The stock has 4 warning signs investors should review. Among 1,252 Banks companies, Postalvings Bank Of China Co ranks worse than 56.95% on this metric.
During the past 12 months, Postalvings Bank Of China Co's average Dividends Per Share Growth Rate was -41.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -1.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 5.60% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Postalvings Bank Of China Co was 42.20% per year. The lowest was -1.80% per year. And the median was 11.85% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Postalvings Bank Of China Co (OTCPK:PSBKF) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co Dividend Yield % Chart
Postalvings Bank Of China Co Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's Dividend Yield % falls into.
Postalvings Bank Of China Co Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Postalvings Bank Of China Co Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
HKD 0.135649
2026-01-02
2026-01-06
2026-02-13
Cash Dividend
semi-annually
HKD:USD 0.128048
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (PSBKF) has a Dividend Yield % of 2.59% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Postalvings Bank Of China Co and its competitors. This is 60% below median its historical median of 6.54. Over the past decade, Postalvings Bank Of China Co's Dividend Yield % has ranged from 2.59 to 10.07. According to the industry distribution chart, Postalvings Bank Of China Co ranks #713 out of 1252 companies in the Banks industry, placing it in the top 56.9%.
Is Postalvings Bank Of China Co's Dividend Yield % too high?
Postalvings Bank Of China Co's current Dividend Yield % of 2.59% is 60% below median its 10-year median of 6.54. Over the past 10 years, this metric has ranged from a low of 2.59 to a high of 10.07. The Banks industry median Dividend Yield % is 3.04. Postalvings Bank Of China Co's value of 2.59% is 14.8% below this industry median. Based on the distribution chart, Postalvings Bank Of China Co ranks #713 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Postalvings Bank Of China Co has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #713 out of 1252 companies for Dividend Yield %. This places Postalvings Bank Of China Co in the lower half of its industry. The industry median Dividend Yield % is 3.04. Postalvings Bank Of China Co's value of 2.59% is 14.8% below this benchmark. Historically, Postalvings Bank Of China Co's own Dividend Yield % has ranged from 2.59 to 10.07 over the past decade. While the company's 10-year median is 6.54 vs. the industry median of 3.04, Postalvings Bank Of China Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Postalvings Bank Of China Co's current Dividend Yield % of 2.59% is 14.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current Dividend Yield % is 2.59%, which is 60% below median its own 10-year median of 6.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current Dividend Yield % of 2.59%. The stock's GF Value™ is $0.65, compared to a current price of $0.67 — trading 2.9% above its estimated fair value. The current Dividend Yield % is 2.59%, which is 60% below median its 10-year median of 6.54 and 14.8% below the Banks industry median of 3.04. Postalvings Bank Of China Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current Dividend Yield % is 2.59% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued.
The current stock price of $0.67 is trading 2.9% above its estimated GF Value™ of $0.65.
Key valuation signals for PSBKF:
Dividend Yield %: 2.59% (60% below median its 10-year median of 6.54)
GF Value™: $0.65 vs. price of $0.67 (2.9% above fair value)
Industry Position: 14.8% below the Banks median (#713 of 1252)
No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
72GF Score
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