PSBKF (Postalvings Bank Of China Co) 5-Year Yield-on-Cost %: 0.00 (As of Sep. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
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PSBKF Postal Savings Bank Of China Co Ltd PSBKF
75 GF Score
Price $0.67
GF Value $0.62
! 6 Warning Signs
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What is Postalvings Bank Of China Co 5-Year Yield-on-Cost %?

Postalvings Bank Of China Co PSBKF 75 5-Year Yield-on-Cost % is 0.00 as of Sep. 02, 2026. GuruFocus rates PSBKF with a GF Score™ of 75/100 and a GF Value™ of $0.62. The stock has 6 warning signs investors should review. Among 1,244 Banks companies, Postalvings Bank Of China Co ranks better than 72.27% on this metric.

Postalvings Bank Of China Co's yield on cost for the quarter that ended in Dec. 2025 was 0.00.


The historical rank and industry rank for Postalvings Bank Of China Co's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 11 years, Postalvings Bank Of China Co's highest Yield on Cost was 13.22. The lowest was 6.30. And the median was 8.39.


PSBKF's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.88
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Postalvings Bank Of China Co  (OTCPK:PSBKF) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Postalvings Bank Of China Co 5-Year Yield-on-Cost % Related Terms


Postalvings Bank Of China Co 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's 5-Year Yield-on-Cost % falls into.


PSBKF
75GF Score
Postal Savings Bank Of China Co Ltd PSBKF
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Postalvings Bank Of China Co 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Postalvings Bank Of China Co is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Postalvings Bank Of China Co (PSBKF) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Postalvings Bank Of China Co and its competitors. Over the past decade, Postalvings Bank Of China Co's 5-Year Yield-on-Cost % has ranged from 6.30 to 13.22. According to the industry distribution chart, Postalvings Bank Of China Co ranks #345 out of 1244 companies in the Banks industry, placing it in the top 27.7%.
Is Postalvings Bank Of China Co's 5-Year Yield-on-Cost % too high?
Postalvings Bank Of China Co's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 6.30 to a high of 13.22. Based on the distribution chart, Postalvings Bank Of China Co ranks #345 out of 1244 companies in the Banks industry, which is above the industry midpoint. Overall, Postalvings Bank Of China Co has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #345 out of 1244 companies for 5-Year Yield-on-Cost %. This puts Postalvings Bank Of China Co in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Historically, Postalvings Bank Of China Co's own 5-Year Yield-on-Cost % has ranged from 6.30 to 13.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,244 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $0.62, compared to a current price of $0.67 — trading 7.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Postalvings Bank Of China Co's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of $0.67 is trading 7.9% above its estimated GF Value™ of $0.62.

Key valuation signals for PSBKF:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $0.62 vs. price of $0.67 (7.9% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
75GF Score

Get the complete analysis for PSBKF

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.67
Price
$0.62
GF Value