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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Al Wathba National Insurance Co PJSC (ADX:AWNIC) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Al Wathba National Insurance Co PJSC's EV-to-EBIT for today is
Al Wathba National Insurance Co PJSC's current Enterprise Value is د.إ672.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Wathba National Insurance Co PJSC's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ107.6 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Al Wathba National Insurance Co PJSC's EV-to-EBITDA for today is:
Al Wathba National Insurance Co PJSC's current Enterprise Value is د.إ672.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Wathba National Insurance Co PJSC's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ109.0 Mil.
Al Wathba National Insurance Co PJSC's current Enterprise Value is د.إ672.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Wathba National Insurance Co PJSC's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ571.6 Mil.
Al Wathba National Insurance Co PJSC's current Enterprise Value is د.إ672.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Wathba National Insurance Co PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ65.6 Mil.
Al Wathba National Insurance Co PJSC's current Enterprise Value is د.إ672.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Wathba National Insurance Co PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ64.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC Enterprise Value Related Terms
Al Wathba National Insurance Co PJSC Enterprise Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC Enterprise Value Chart
ADX:AWNIC vs CB, PGR, TRV: Enterprise Value Comparison
For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Wathba National Insurance Co PJSC Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Al Wathba National Insurance Co PJSC's Enterprise Value falls into.
Al Wathba National Insurance Co PJSC Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of د.إ672.5 Mil mean?
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a Enterprise Value of د.إ672.5 Mil as of Jul. 15, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Al Wathba National Insurance Co PJSC and its competitors.
Is Al Wathba National Insurance Co PJSC's Enterprise Value too high?
Al Wathba National Insurance Co PJSC's current Enterprise Value is د.إ672.5 Mil. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's Enterprise Value compare to CB and PGR?
Al Wathba National Insurance Co PJSC's Enterprise Value of د.إ672.5 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Al Wathba National Insurance Co PJSC and its competitors. Al Wathba National Insurance Co PJSC's current Enterprise Value is د.إ672.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.35, compared to a current price of د.إ2.99 — trading 59.3% below its estimated fair value. The current Enterprise Value is د.إ672.5 Mil. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current Enterprise Value is د.إ672.5 Mil as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ2.99 is trading 59.3% below its estimated GF Value™ of د.إ7.35.
GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.
Key valuation signals for ADX:AWNIC:
Enterprise Value: د.إ672.5 Mil
GF Value™: د.إ7.35 vs. price of د.إ2.99 (59.3% below fair value)
No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Wathba National Insurance Co PJSC Business Description
AddressMohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score
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