Al Wathba National Insurance Co PJSC (ADX:AWNIC) EBIT: د.إ107.6 Mil (TTM As of Dec. 2025)

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ADX:AWNIC Al Wathba National Insurance Co PJSC ADX:AWNIC
68 GF Score
Price د.إ2.99
GF Value د.إ7.35
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Al Wathba National Insurance Co PJSC EBIT?

Al Wathba National Insurance Co PJSC ADX:AWNIC 68 EBIT is د.إ107.6 Mil as of Dec. 2025. GuruFocus rates ADX:AWNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ7.35 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Al Wathba National Insurance Co PJSC's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was د.إ107.6 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ107.6 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Al Wathba National Insurance Co PJSC's annualized ROC % for the quarter that ended in Dec. 2025 was 5.36%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Al Wathba National Insurance Co PJSC's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 16.00%.


Al Wathba National Insurance Co PJSC  (ADX:AWNIC) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Al Wathba National Insurance Co PJSC's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2024 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=107.609 * ( 1 - 6.55% )/( (1791.84425 + 1963.78885)/ 2 )
=100.5606105/1877.81655
=5.36 %

where

Invested Capital(Q: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1904.134 - 50.52 - ( 78.161 - 5% * 327.825 )
=1791.84425

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=2046.402 - 36.802 - ( 74.391 - 5% * 571.597 )
=1963.78885

Note: The EBIT data used here is one times the annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Al Wathba National Insurance Co PJSC's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=107.609/672.501
=16.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Al Wathba National Insurance Co PJSC EBIT Related Terms


Al Wathba National Insurance Co PJSC EBIT Historical Data

* Premium members only.

The historical data trend for Al Wathba National Insurance Co PJSC's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Wathba National Insurance Co PJSC EBIT Chart

Al Wathba National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 172.67 42.86 186.77 47.33 107.61

Al Wathba National Insurance Co PJSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 172.67 42.86 186.77 47.33 107.61

ADX:AWNIC vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Wathba National Insurance Co PJSC EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Al Wathba National Insurance Co PJSC's EV-to-EBIT falls into.


ADX:AWNIC
68GF Score
Al Wathba National Insurance Co PJSC ADX:AWNIC
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Wathba National Insurance Co PJSC EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ107.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of د.إ107.6 Mil mean?
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a EBIT of د.إ107.6 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Al Wathba National Insurance Co PJSC.
Is Al Wathba National Insurance Co PJSC's EBIT too high?
Al Wathba National Insurance Co PJSC's current EBIT is د.إ107.6 Mil. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's EBIT compare to CB and PGR?
Al Wathba National Insurance Co PJSC's EBIT of د.إ107.6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Al Wathba National Insurance Co PJSC. Al Wathba National Insurance Co PJSC's current EBIT is د.إ107.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.35, compared to a current price of د.إ2.99 — trading 59.3% below its estimated fair value. The current EBIT is د.إ107.6 Mil. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current EBIT is د.إ107.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ2.99 is trading 59.3% below its estimated GF Value™ of د.إ7.35. GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:AWNIC:

  • EBIT: د.إ107.6 Mil
  • GF Value™: د.إ7.35 vs. price of د.إ2.99 (59.3% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Wathba National Insurance Co PJSC Business Description

Address Mohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score

Get the complete analysis for ADX:AWNIC

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.99
Price
د.إ7.35
GF Value