Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Al Wathba National Insurance Co PJSC's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.44.
The historical rank and industry rank for Al Wathba National Insurance Co PJSC's Dividend Payout Ratio or its related term are showing as below:
ADX:AWNIC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.44 Max: 5
Current: 0.43
During the past 13 years, the highest Dividend Payout Ratio of Al Wathba National Insurance Co PJSC was 5.00. The lowest was 0.06. And the median was 0.44.
ADX:AWNIC's Dividend Payout Ratio is ranked worse than 55.39% of 334
companies
in the Insurance industry
Industry Median: 0.38
vs ADX:AWNIC: 0.43
During the past 13 years, the highest Trailing Annual Dividend Yield of Al Wathba National Insurance Co PJSC was 8.36%. The lowest was 0.59%. And the median was 1.61%.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Al Wathba National Insurance Co PJSC was 71.00% per year. The lowest was -30.70% per year. And the median was 12.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Al Wathba National Insurance Co PJSC (ADX:AWNIC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Al Wathba National Insurance Co PJSC Dividend Payout Ratio Related Terms
Al Wathba National Insurance Co PJSC Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC Dividend Payout Ratio Chart
ADX:AWNIC vs CB, PGR, TRV: Dividend Payout Ratio Comparison
For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Wathba National Insurance Co PJSC Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Al Wathba National Insurance Co PJSC's Dividend Payout Ratio falls into.
Al Wathba National Insurance Co PJSC Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a Dividend Payout Ratio of 0.44 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Al Wathba National Insurance Co PJSC and its competitors. This is near median its historical median of 0.44. Over the past decade, Al Wathba National Insurance Co PJSC's Dividend Payout Ratio has ranged from 0.06 to 5.00. According to the industry distribution chart, Al Wathba National Insurance Co PJSC ranks #185 out of 334 companies in the Insurance industry, placing it in the top 55.4%.
Is Al Wathba National Insurance Co PJSC's Dividend Payout Ratio too high?
Al Wathba National Insurance Co PJSC's current Dividend Payout Ratio of 0.44 is near median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 5.00. The Insurance industry median Dividend Payout Ratio is 0.38. Al Wathba National Insurance Co PJSC's value of 0.44 is 15.8% above this industry median. Based on the distribution chart, Al Wathba National Insurance Co PJSC ranks #185 out of 334 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Al Wathba National Insurance Co PJSC ranks #185 out of 334 companies for Dividend Payout Ratio. This places Al Wathba National Insurance Co PJSC in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Al Wathba National Insurance Co PJSC's value of 0.44 is 15.8% above this benchmark. Historically, Al Wathba National Insurance Co PJSC's own Dividend Payout Ratio has ranged from 0.06 to 5.00 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.38, Al Wathba National Insurance Co PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Wathba National Insurance Co PJSC's current Dividend Payout Ratio of 0.44 is 15.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Al Wathba National Insurance Co PJSC and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Wathba National Insurance Co PJSC's current Dividend Payout Ratio is 0.44, which is near median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.35, compared to a current price of د.إ2.99 — trading 59.3% below its estimated fair value. The current Dividend Payout Ratio is 0.44, which is near median its 10-year median of 0.44 and 15.8% above the Insurance industry median of 0.38. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current Dividend Payout Ratio is 0.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ2.99 is trading 59.3% below its estimated GF Value™ of د.إ7.35.
GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.
Key valuation signals for ADX:AWNIC:
Dividend Payout Ratio: 0.44 (near median its 10-year median of 0.44)
GF Value™: د.إ7.35 vs. price of د.إ2.99 (59.3% below fair value)
Industry Position: 15.8% above the Insurance median (#185 of 334)
No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Wathba National Insurance Co PJSC Business Description
AddressMohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score
Get the complete analysis for ADX:AWNIC
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:AWNIC has been successfully added to your 
