Al Wathba National Insurance Co PJSC (ADX:AWNIC) GF Score: 68/100 (As of Jul. 17, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:AWNIC Al Wathba National Insurance Co PJSC ADX:AWNIC
68 GF Score
Price د.إ2.99
GF Value د.إ7.36
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Al Wathba National Insurance Co PJSC GF Score?

Al Wathba National Insurance Co PJSC ADX:AWNIC 68 GF Score is 68 as of Jul. 17, 2026, which is at its 10-year median of 68.00. GuruFocus rates ADX:AWNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ7.36 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Al Wathba National Insurance Co PJSC has the GF Score of 68, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 6/10
2. Profitability Rank : 7/10
3. Growth Rank : 4/10
4. GF Value Rank : 4/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Al Wathba National Insurance Co PJSC might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Al Wathba National Insurance Co PJSC  (ADX:AWNIC) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Al Wathba National Insurance Co PJSC GF Score Related Terms


ADX:AWNIC vs CB, PGR, TRV: GF Score Comparison

For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Wathba National Insurance Co PJSC GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's GF Score distribution charts can be found below:

* The bar in red indicates where Al Wathba National Insurance Co PJSC's GF Score falls into.


ADX:AWNIC
68GF Score
Al Wathba National Insurance Co PJSC ADX:AWNIC
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 68 mean?
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a GF Score of 68 as of Jul. 17, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Al Wathba National Insurance Co PJSC and its competitors. This is near median its historical median of 68.00. Over the past decade, Al Wathba National Insurance Co PJSC's GF Score has ranged from 41.00 to 84.00.
Is Al Wathba National Insurance Co PJSC's GF Score too high?
Al Wathba National Insurance Co PJSC's current GF Score of 68 is near median its 10-year median of 68.00. Over the past 10 years, this metric has ranged from a low of 41.00 to a high of 84.00. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's GF Score compare to CB and PGR?
Al Wathba National Insurance Co PJSC's GF Score of 68 can be compared against companies in the Insurance industry. Historically, Al Wathba National Insurance Co PJSC's own GF Score has ranged from 41.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Al Wathba National Insurance Co PJSC and its competitors. Al Wathba National Insurance Co PJSC's current GF Score is 68, which is near median its own 10-year median of 68.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.36, compared to a current price of د.إ2.99 — trading 59.4% below its estimated fair value. The current GF Score is 68, which is near median its 10-year median of 68.00. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current GF Score is 68 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ2.99 is trading 59.4% below its estimated GF Value™ of د.إ7.36. GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:AWNIC:

  • GF Score: 68 (near median its 10-year median of 68.00)
  • GF Value™: د.إ7.36 vs. price of د.إ2.99 (59.4% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Wathba National Insurance Co PJSC Business Description

Address Mohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score

Get the complete analysis for ADX:AWNIC

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.99
Price
د.إ7.36
GF Value