Al Wathba National Insurance Co PJSC (ADX:AWNIC) Selling, General, & Admin. Expense: د.إ0.0 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:AWNIC Al Wathba National Insurance Co PJSC ADX:AWNIC
68 GF Score
Price د.إ3.26
GF Value د.إ7.49
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Al Wathba National Insurance Co PJSC Selling, General, & Admin. Expense?

Al Wathba National Insurance Co PJSC ADX:AWNIC 68 Selling, General, & Admin. Expense is د.إ0.0 Mil as of Dec. 2025. GuruFocus rates ADX:AWNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ7.49 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Al Wathba National Insurance Co PJSC's selling, general, & admin. expense for the six months ended in Dec. 2025 was د.إ0.0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.0 Mil.


Al Wathba National Insurance Co PJSC  (ADX:AWNIC) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Al Wathba National Insurance Co PJSC Selling, General, & Admin. Expense Related Terms


Al Wathba National Insurance Co PJSC Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Al Wathba National Insurance Co PJSC's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Wathba National Insurance Co PJSC Selling, General, & Admin. Expense Chart

Al Wathba National Insurance Co PJSC Annual Data
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Selling, General, & Admin. Expense
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Al Wathba National Insurance Co PJSC Semi-Annual Data
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ADX:AWNIC vs CB, PGR, TRV: Selling, General, & Admin. Expense Comparison

For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Wathba National Insurance Co PJSC Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Al Wathba National Insurance Co PJSC's Selling, General, & Admin. Expense falls into.


ADX:AWNIC
68GF Score
Al Wathba National Insurance Co PJSC ADX:AWNIC
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Wathba National Insurance Co PJSC Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of د.إ0.0 Mil mean?
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a Selling, General, & Admin. Expense of د.إ0.0 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Wathba National Insurance Co PJSC and its competitors.
Is Al Wathba National Insurance Co PJSC's Selling, General, & Admin. Expense too high?
Al Wathba National Insurance Co PJSC's current Selling, General, & Admin. Expense is د.إ0.0 Mil. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's Selling, General, & Admin. Expense compare to CB and PGR?
Al Wathba National Insurance Co PJSC's Selling, General, & Admin. Expense of د.إ0.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Wathba National Insurance Co PJSC and its competitors. Al Wathba National Insurance Co PJSC's current Selling, General, & Admin. Expense is د.إ0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.49, compared to a current price of د.إ3.26 — trading 56.5% below its estimated fair value. The current Selling, General, & Admin. Expense is د.إ0.0 Mil. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current Selling, General, & Admin. Expense is د.إ0.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ3.26 is trading 56.5% below its estimated GF Value™ of د.إ7.49. GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:AWNIC:

  • Selling, General, & Admin. Expense: د.إ0.0 Mil
  • GF Value™: د.إ7.49 vs. price of د.إ3.26 (56.5% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Wathba National Insurance Co PJSC Business Description

Address Mohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score

Get the complete analysis for ADX:AWNIC

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.26
Price
د.إ7.49
GF Value