Al Wathba National Insurance Co PJSC (ADX:AWNIC) FCF Yield %: 10.42 (As of Jul. 15, 2026) — 672% Above Median

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ADX:AWNIC Al Wathba National Insurance Co PJSC ADX:AWNIC
68 GF Score
Price د.إ2.99
GF Value د.إ7.35
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Al Wathba National Insurance Co PJSC FCF Yield %?

Al Wathba National Insurance Co PJSC ADX:AWNIC 68 FCF Yield % is 10.42 as of Jul. 15, 2026, which is 672% above its 10-year median of 1.35. GuruFocus rates ADX:AWNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ7.35 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, Al Wathba National Insurance Co PJSC ranks better than 62.18% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Al Wathba National Insurance Co PJSC's Trailing 12-Month Free Cash Flow is د.إ64.5 Mil, and Market Cap is د.إ618.9 Mil. Therefore, Al Wathba National Insurance Co PJSC's FCF Yield % for today is 10.42%.

The historical rank and industry rank for Al Wathba National Insurance Co PJSC's FCF Yield % or its related term are showing as below:

ADX:AWNIC' s FCF Yield % Range Over the Past 10 Years
Min: -9.02   Med: 1.35   Max: 10.42
Current: 10.42


During the past 13 years, the highest FCF Yield % of Al Wathba National Insurance Co PJSC was 10.42%. The lowest was -9.02%. And the median was 1.35%.

ADX:AWNIC's FCF Yield % is ranked better than
62.18% of 505 companies
in the Insurance industry
Industry Median: 6.93 vs ADX:AWNIC: 10.42

Al Wathba National Insurance Co PJSC's FCF Margin % for the quarter that ended in Dec. 2025 was 11.28%.


Al Wathba National Insurance Co PJSC FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Al Wathba National Insurance Co PJSC FCF Yield % Related Terms


Al Wathba National Insurance Co PJSC FCF Yield % Historical Data

* Premium members only.

The historical data trend for Al Wathba National Insurance Co PJSC's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Wathba National Insurance Co PJSC FCF Yield % Chart

Al Wathba National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 -7.08 -5.66 4.59 8.90

Al Wathba National Insurance Co PJSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 -7.08 -5.66 4.59 8.90

ADX:AWNIC vs CB, PGR, TRV: FCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Wathba National Insurance Co PJSC FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Al Wathba National Insurance Co PJSC's FCF Yield % falls into.


ADX:AWNIC
68GF Score
Al Wathba National Insurance Co PJSC ADX:AWNIC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Wathba National Insurance Co PJSC FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Al Wathba National Insurance Co PJSC's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=64.483 / 724.5
=8.90%

Al Wathba National Insurance Co PJSC's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=64.483 * 1 / 724.5
=8.90%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 10.42 mean?
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a FCF Yield % of 10.42 as of Jul. 15, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Al Wathba National Insurance Co PJSC and its competitors. This is 672% above median its historical median of 1.35. According to the industry distribution chart, Al Wathba National Insurance Co PJSC ranks #191 out of 505 companies in the Insurance industry, placing it in the top 37.8%.
Is Al Wathba National Insurance Co PJSC's FCF Yield % too high?
Al Wathba National Insurance Co PJSC's current FCF Yield % of 10.42 is 672% above median its 10-year median of 1.35. The Insurance industry median FCF Yield % is 6.93. Al Wathba National Insurance Co PJSC's value of 10.42 is 50.4% above this industry median. Based on the distribution chart, Al Wathba National Insurance Co PJSC ranks #191 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Al Wathba National Insurance Co PJSC ranks #191 out of 505 companies for FCF Yield %. This puts Al Wathba National Insurance Co PJSC in the upper half of its industry. The industry median FCF Yield % is 6.93. Al Wathba National Insurance Co PJSC's value of 10.42 is 50.4% above this benchmark. While the company's 10-year median is 1.35 vs. the industry median of 6.93, Al Wathba National Insurance Co PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.93, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Wathba National Insurance Co PJSC's current FCF Yield % of 10.42 is 50.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Al Wathba National Insurance Co PJSC and its competitors. For the Insurance industry, the median FCF Yield % is 6.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Wathba National Insurance Co PJSC's current FCF Yield % is 10.42, which is 672% above median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.35, compared to a current price of د.إ2.99 — trading 59.3% below its estimated fair value. The current FCF Yield % is 10.42, which is 672% above median its 10-year median of 1.35 and 50.4% above the Insurance industry median of 6.93. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current FCF Yield % is 10.42 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ2.99 is trading 59.3% below its estimated GF Value™ of د.إ7.35. GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:AWNIC:

  • FCF Yield %: 10.42 (672% above median its 10-year median of 1.35)
  • GF Value™: د.إ7.35 vs. price of د.إ2.99 (59.3% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 50.4% above the Insurance median (#191 of 505)

No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Wathba National Insurance Co PJSC Business Description

Address Mohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score

Get the complete analysis for ADX:AWNIC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.99
Price
د.إ7.35
GF Value