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Al Wathba National Insurance Co PJSCADX:AWNIC 68 5-Year Yield-on-Cost % is 7.29 as of Aug. 13, 2026, which is 353% above its 10-year median of 1.61. GuruFocus rates ADX:AWNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ7.46 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 421 Insurance companies, Al Wathba National Insurance Co PJSC ranks better than 80.76% on this metric.
Al Wathba National Insurance Co PJSC (ADX:AWNIC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Al Wathba National Insurance Co PJSC 5-Year Yield-on-Cost % Related Terms
ADX:AWNIC vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Wathba National Insurance Co PJSC 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Al Wathba National Insurance Co PJSC's 5-Year Yield-on-Cost % falls into.
Al Wathba National Insurance Co PJSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a 5-Year Yield-on-Cost % of 7.29 as of Aug. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Al Wathba National Insurance Co PJSC and its competitors. This is 353% above median its historical median of 1.61. Over the past decade, Al Wathba National Insurance Co PJSC's 5-Year Yield-on-Cost % has ranged from 0.59 to 8.33. According to the industry distribution chart, Al Wathba National Insurance Co PJSC ranks #81 out of 421 companies in the Insurance industry, placing it in the top 19.2%.
Is Al Wathba National Insurance Co PJSC's 5-Year Yield-on-Cost % too high?
Al Wathba National Insurance Co PJSC's current 5-Year Yield-on-Cost % of 7.29 is 353% above median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 8.33. The Insurance industry median 5-Year Yield-on-Cost % is 3.85. Al Wathba National Insurance Co PJSC's value of 7.29 is 89.4% above this industry median. Based on the distribution chart, Al Wathba National Insurance Co PJSC ranks #81 out of 421 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Al Wathba National Insurance Co PJSC ranks #81 out of 421 companies for 5-Year Yield-on-Cost %. This places Al Wathba National Insurance Co PJSC in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.85. Al Wathba National Insurance Co PJSC's value of 7.29 is 89.4% above this benchmark. Historically, Al Wathba National Insurance Co PJSC's own 5-Year Yield-on-Cost % has ranged from 0.59 to 8.33 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 3.85, Al Wathba National Insurance Co PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.85, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Wathba National Insurance Co PJSC's current 5-Year Yield-on-Cost % of 7.29 is 89.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Al Wathba National Insurance Co PJSC and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Wathba National Insurance Co PJSC's current 5-Year Yield-on-Cost % is 7.29, which is 353% above median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.46, compared to a current price of د.إ3.43 — trading 54% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.29, which is 353% above median its 10-year median of 1.61 and 89.4% above the Insurance industry median of 3.85. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current 5-Year Yield-on-Cost % is 7.29 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ3.43 is trading 54% below its estimated GF Value™ of د.إ7.46.
GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.
Key valuation signals for ADX:AWNIC:
5-Year Yield-on-Cost %: 7.29 (353% above median its 10-year median of 1.61)
GF Value™: د.إ7.46 vs. price of د.إ3.43 (54% below fair value)
Industry Position: 89.4% above the Insurance median (#81 of 421)
No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressMohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score
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