Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
six
months ended in Dec. 2025,
Al Wathba National Insurance Co PJSC paidد.إ0.0 Mil more to buy back shares than it received from issuing new shares.
It receivedد.إ22.3 Mil from issuing more debt.
It paidد.إ0.0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spentد.إ41.4 Mil paying cash dividends to shareholders.
It spentد.إ6.7 Mil on other financial activities.
In all, Al Wathba National Insurance Co PJSCspentد.إ25.9 Mil on financial activities for the
six
months ended in Dec. 2025.
Al Wathba National Insurance Co PJSC (ADX:AWNIC) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Al Wathba National Insurance Co PJSC's issuance of stock for the
six
months ended in Dec. 2025 was د.إ0.0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Al Wathba National Insurance Co PJSC's repurchase of stock for the
six
months ended in Dec. 2025 was د.إ0.0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Al Wathba National Insurance Co PJSC's net issuance of debt for the
six
months ended in Dec. 2025 was د.إ22.3 Mil.
Al Wathba National Insurance Co PJSC receivedد.إ22.3 Mil from issuing more debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Al Wathba National Insurance Co PJSC's net issuance of preferred for the
six
months ended in Dec. 2025 was د.إ0.0 Mil.
Al Wathba National Insurance Co PJSC paidد.إ0.0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Al Wathba National Insurance Co PJSC's cash flow for dividends for the
six
months ended in Dec. 2025 was د.إ-41.4 Mil.
Al Wathba National Insurance Co PJSC spentد.إ41.4 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Al Wathba National Insurance Co PJSC's other financing for the
six
months ended in Dec. 2025 was د.إ-6.7 Mil.
Al Wathba National Insurance Co PJSC spentد.إ6.7 Mil on other financial activities.
Al Wathba National Insurance Co PJSC Cash Flow from Financing Related Terms
Al Wathba National Insurance Co PJSC Cash Flow from Financing Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC Cash Flow from Financing Chart
Al Wathba National Insurance Co PJSC Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow from Financing for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ-25.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of د.إ-25.9 Mil mean?
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a Cash Flow from Financing of د.إ-25.9 Mil as of Dec. 2025. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Al Wathba National Insurance Co PJSC and its competitors.
Is Al Wathba National Insurance Co PJSC's Cash Flow from Financing too high?
Al Wathba National Insurance Co PJSC's current Cash Flow from Financing is د.إ-25.9 Mil. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's Cash Flow from Financing compare to CB and PGR?
Al Wathba National Insurance Co PJSC's Cash Flow from Financing of د.إ-25.9 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for an Insurance company?
A good Cash Flow from Financing depends on the Insurance industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Al Wathba National Insurance Co PJSC and its competitors. Al Wathba National Insurance Co PJSC's current Cash Flow from Financing is د.إ-25.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.51, compared to a current price of د.إ3.26 — trading 56.6% below its estimated fair value. The current Cash Flow from Financing is د.إ-25.9 Mil. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current Cash Flow from Financing is د.إ-25.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ3.26 is trading 56.6% below its estimated GF Value™ of د.إ7.51.
GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.
Key valuation signals for ADX:AWNIC:
Cash Flow from Financing: د.إ-25.9 Mil
GF Value™: د.إ7.51 vs. price of د.إ3.26 (56.6% below fair value)
No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressMohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score
Get the complete analysis for ADX:AWNIC
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:AWNIC has been successfully added to your 
