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What is Al Wathba National Insurance Co PJSC Median PS Value?
Al Wathba National Insurance Co PJSCADX:AWNIC 68 Median PS Value is د.إ13.86 as of Jul. 15, 2026, which is 100% below its 10-year median of 0.53. GuruFocus rates ADX:AWNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ7.35 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 342 Insurance companies, Al Wathba National Insurance Co PJSC ranks better than 97.66% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
ADX:AWNIC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.22 Med: 0.53 Max: 2.44
Current: 0.22
During the past 13 years, the highest Price to Median PS Value of Al Wathba National Insurance Co PJSC was 2.44. The lowest was 0.22. And the median was 0.53.
ADX:AWNIC's Price-to-Median-PS-Value is ranked better than 97.66% of 342
companies
in the Insurance industry
Industry Median: 1.02
vs ADX:AWNIC: 0.22
Al Wathba National Insurance Co PJSC (ADX:AWNIC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Al Wathba National Insurance Co PJSC's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
2.99
/
13.86
=
0.22
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC Median PS Value Related Terms
Al Wathba National Insurance Co PJSC Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC Median PS Value Chart
ADX:AWNIC vs CB, PGR, TRV: Median PS Value Comparison
For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Wathba National Insurance Co PJSC Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Al Wathba National Insurance Co PJSC's Price-to-Median-PS-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a Median PS Value of د.إ13.86 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Al Wathba National Insurance Co PJSC and its competitors. This is 75% below median its historical median of 0.53. Over the past decade, Al Wathba National Insurance Co PJSC's Median PS Value has ranged from 0.22 to 2.44. According to the industry distribution chart, Al Wathba National Insurance Co PJSC ranks #8 out of 342 companies in the Insurance industry, placing it in the top 2.3%.
Is Al Wathba National Insurance Co PJSC's Median PS Value too high?
Al Wathba National Insurance Co PJSC's current Median PS Value of د.إ13.86 is 75% below median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 2.44. Based on the distribution chart, Al Wathba National Insurance Co PJSC ranks #8 out of 342 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's Median PS Value compare to CB and PGR?
According to the Insurance industry distribution chart, Al Wathba National Insurance Co PJSC ranks #8 out of 342 companies for Median PS Value. This places Al Wathba National Insurance Co PJSC in the top 2% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.02. Historically, Al Wathba National Insurance Co PJSC's own Median PS Value has ranged from 0.22 to 2.44 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.02, based on 342 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Al Wathba National Insurance Co PJSC and its competitors. For the Insurance industry, the median Median PS Value is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Wathba National Insurance Co PJSC's current Median PS Value is د.إ13.86, which is 75% below median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.35, compared to a current price of د.إ2.99 — trading 59.3% below its estimated fair value. The current Median PS Value is د.إ13.86, which is 75% below median its 10-year median of 0.53. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current Median PS Value is د.إ13.86 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ2.99 is trading 59.3% below its estimated GF Value™ of د.إ7.35.
GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.
Key valuation signals for ADX:AWNIC:
Median PS Value: د.إ13.86 (75% below median its 10-year median of 0.53)
GF Value™: د.إ7.35 vs. price of د.إ2.99 (59.3% below fair value)
No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Wathba National Insurance Co PJSC Business Description
AddressMohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score
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