FBTT (First Bankers Trustshares) Enterprise Value: $176.60 Mil (As of Jun. 28, 2026) ***


FBTT First Bankers Trustshares Inc FBTT
59 GF Score
Price $23.85
GF Value $21.56
Valuation Modestly Overvalued
! 3 Warning Signs
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What is First Bankers Trustshares Enterprise Value?

First Bankers Trustshares FBTT -0.64% 59 Enterprise Value is $176.60 Mil as of Jun. 28, 2026. GuruFocus rates FBTT with a GF Score™ of 59/100 and a GF Value™ of $21.56 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, First Bankers Trustshares's Enterprise Value is $176.60 Mil. First Bankers Trustshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $41.05 Mil. Therefore, First Bankers Trustshares's EV-to-Revenue ratio for today is 4.30.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, First Bankers Trustshares's Enterprise Value is $176.60 Mil. First Bankers Trustshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, First Bankers Trustshares's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, First Bankers Trustshares's Enterprise Value is $176.60 Mil. First Bankers Trustshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, First Bankers Trustshares's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


First Bankers Trustshares  (OTCPK:FBTT) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

First Bankers Trustshares's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=176.600/41.049
=4.30

First Bankers Trustshares's current Enterprise Value is $176.60 Mil.
First Bankers Trustshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $41.05 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

First Bankers Trustshares's EV-to-OCF for today is:


First Bankers Trustshares's current Enterprise Value is $176.60 Mil.
First Bankers Trustshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

First Bankers Trustshares's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=176.600/0
=

First Bankers Trustshares's current Enterprise Value is $176.60 Mil.
First Bankers Trustshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Bankers Trustshares Enterprise Value Related Terms


First Bankers Trustshares Enterprise Value Historical Data

* Premium members only.

The historical data trend for First Bankers Trustshares's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Bankers Trustshares Enterprise Value Chart

First Bankers Trustshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67.69 98.39 50.31 10.03 13.73

First Bankers Trustshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 144.79 152.35 176.00 13.73 181.26

FBTT vs JUVF, NTBP, NACB: Enterprise Value Comparison

For the Banks - Regional subindustry, First Bankers Trustshares's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Bankers Trustshares Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, First Bankers Trustshares's Enterprise Value distribution charts can be found below:

* The bar in red indicates where First Bankers Trustshares's Enterprise Value falls into.


FBTT
59GF Score
First Bankers Trustshares Inc FBTT
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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First Bankers Trustshares Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

First Bankers Trustshares's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

First Bankers Trustshares's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $176.60 Mil mean?
First Bankers Trustshares (FBTT) has a Enterprise Value of $176.60 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Bankers Trustshares and its competitors.
Is First Bankers Trustshares' Enterprise Value too high?
First Bankers Trustshares' current Enterprise Value is $176.60 Mil. Overall, First Bankers Trustshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bankers Trustshares' Enterprise Value compare to JUVF and NTBP?
First Bankers Trustshares' Enterprise Value of $176.60 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Bankers Trustshares and its competitors. First Bankers Trustshares's current Enterprise Value is $176.60 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bankers Trustshares stock overvalued right now?
Based on GuruFocus' analysis, First Bankers Trustshares (FBTT) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.56, compared to a current price of $23.85 — trading 10.6% above its estimated fair value. The current Enterprise Value is $176.60 Mil. First Bankers Trustshares' overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For First Bankers Trustshares (FBTT), the current Enterprise Value is $176.60 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bankers Trustshares (FBTT) Overvalued in 2026?

Based on GuruFocus' analysis, First Bankers Trustshares stock appears to be overvalued. The current stock price of $23.85 is trading 10.6% above its estimated GF Value™ of $21.56. GuruFocus considers First Bankers Trustshares to be Modestly Overvalued.

Key valuation signals for FBTT:

  • Enterprise Value: $176.60 Mil
  • GF Value™: $21.56 vs. price of $23.85 (10.6% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the FBTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Bankers Trustshares Business Description

Address 1201 Broadway, P.O. Box 3566, Quincy, IL, USA, 62301
First Bankers Trustshares Inc operates as a bank holding company. The bank through its subsidiaries provides comprehensive financial products and services to its retail, institutional, and corporate customers. It serves a market area consisting of Adams, McDonough, Schuyler, Hancock, Sangamon, and adjacent Illinois counties, and Marion, Lewis, and Shelby counties in Missouri. The company portfolio segments consist of commercial operating, commercial real estate, agricultural operating, agricultural real estate, construction and land development, real estate secured by 1-4 and multifamily, and consumer. Some of its services include Checking Accounts, Savings Accounts, Certificates of Deposit, Commercial and Consumer Lending, Mortgage Lending, Home Equity Loans, and others.
59GF Score

Get the complete analysis for FBTT

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.85
Price
$21.56
GF Value