First Bankers TrustsharesFBTT +1.04%59 PS Ratio is 1.76 as of Jul. 06, 2026, which is 33% below its 10-year median of 2.63. GuruFocus rates FBTT with a GF Score™ of 59/100 and a GF Value™ of $21.59 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, First Bankers Trustshares ranks better than 78.74% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, First Bankers Trustshares's share price is $24.25.
First Bankers Trustshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $13.75. Hence, First Bankers Trustshares's PS Ratio for today is 1.76.
The historical rank and industry rank for First Bankers Trustshares's PS Ratio or its related term are showing as below:
FBTT'
s PS Ratio Range Over the Past 10 Years
Min: 1.25 Med: 2.63 Max: 5.6
Current: 1.76
During the past 13 years, First Bankers Trustshares's highest PS Ratio was 5.60. The lowest was 1.25. And the median was 2.63.
FBTT's PS Ratio is ranked better than 78.74% of 1519
companies
in the Banks industry
Industry Median: 3
vs FBTT: 1.76
During the past 12 months, the average Revenue per Share Growth Rate of First Bankers Trustshares was 22.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 4.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -1.80% per year.
During the past 13 years, First Bankers Trustshares's highest 3-Year average Revenue per Share Growth Rate was 138.30% per year. The lowest was -8.50% per year. And the median was 3.45% per year.
Back to Basics: PS Ratio
First Bankers Trustshares (OTCPK:FBTT) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
First Bankers Trustshares PS Ratio Related Terms
First Bankers Trustshares PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Bankers Trustshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bankers Trustshares PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Bankers Trustshares's PS Ratio distribution charts can be found below:
* The bar in red indicates where First Bankers Trustshares's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
First Bankers Trustshares's Share Price of today is $24.25. First Bankers Trustshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.75.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
First Bankers Trustshares (FBTT) has a PS Ratio of 1.76 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Bankers Trustshares and its competitors. This is 33% below median its historical median of 2.63. Over the past decade, First Bankers Trustshares' PS Ratio has ranged from 1.25 to 5.60. According to the industry distribution chart, First Bankers Trustshares ranks #323 out of 1519 companies in the Banks industry, placing it in the top 21.3%.
Is First Bankers Trustshares' PS Ratio too high?
First Bankers Trustshares' current PS Ratio of 1.76 is 33% below median its 10-year median of 2.63. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 5.60. The Banks industry median PS Ratio is 3.00. First Bankers Trustshares' value of 1.76 is 41.3% below this industry median. Based on the distribution chart, First Bankers Trustshares ranks #323 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Bankers Trustshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bankers Trustshares' PS Ratio compare to OPHC and CCBC?
According to the Banks industry distribution chart, First Bankers Trustshares ranks #323 out of 1519 companies for PS Ratio. This places First Bankers Trustshares in the top 21% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. First Bankers Trustshares' value of 1.76 is 41.3% below this benchmark. Historically, First Bankers Trustshares' own PS Ratio has ranged from 1.25 to 5.60 over the past decade. While the company's 10-year median is 2.63 vs. the industry median of 3.00, First Bankers Trustshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bankers Trustshares's current PS Ratio of 1.76 is 41.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Bankers Trustshares and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bankers Trustshares's current PS Ratio is 1.76, which is 33% below median its own 10-year median of 2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bankers Trustshares stock overvalued right now?
Based on GuruFocus' analysis, First Bankers Trustshares (FBTT) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.59, compared to a current price of $24.25 — trading 12.3% above its estimated fair value. The current PS Ratio is 1.76, which is 33% below median its 10-year median of 2.63 and 41.3% below the Banks industry median of 3.00. First Bankers Trustshares' overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For First Bankers Trustshares (FBTT), the current PS Ratio is 1.76 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bankers Trustshares (FBTT) Overvalued in 2026?
Based on GuruFocus' analysis, First Bankers Trustshares stock appears to be overvalued.
The current stock price of $24.25 is trading 12.3% above its estimated GF Value™ of $21.59.
GuruFocus considers First Bankers Trustshares to be Modestly Overvalued.
Key valuation signals for FBTT:
PS Ratio: 1.76 (33% below median its 10-year median of 2.63)
GF Value™: $21.59 vs. price of $24.25 (12.3% above fair value)
Industry Position: 41.3% below the Banks median (#323 of 1519)
No single metric tells the full story. See the FBTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bankers Trustshares Inc operates as a bank holding company. The bank through its subsidiaries provides comprehensive financial products and services to its retail, institutional, and corporate customers. It serves a market area consisting of Adams, McDonough, Schuyler, Hancock, Sangamon, and adjacent Illinois counties, and Marion, Lewis, and Shelby counties in Missouri. The company portfolio segments consist of commercial operating, commercial real estate, agricultural operating, agricultural real estate, construction and land development, real estate secured by 1-4 and multifamily, and consumer. Some of its services include Checking Accounts, Savings Accounts, Certificates of Deposit, Commercial and Consumer Lending, Mortgage Lending, Home Equity Loans, and others.
59GF Score
Get the complete analysis for FBTT
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FBTT has been successfully added to your 
