FBTT (First Bankers Trustshares) Net Loan: $631.42 Mil (As of Mar. 2026)

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FBTT First Bankers Trustshares Inc FBTT
57 GF Score
Price $29.31
GF Value $21.65
Valuation Significantly Overvalued
! 6 Warning Signs
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What is First Bankers Trustshares Net Loan?

First Bankers Trustshares FBTT +2.48% 57 Net Loan is $631.42 Mil as of Mar. 2026. GuruFocus rates FBTT with a GF Score™ of 57/100 and a GF Value™ of $21.65 (Significantly Overvalued). The stock has 6 warning signs investors should review.

First Bankers Trustshares's quarterly net loan declined from Sep. 2025 ($654.35 Mil) to Dec. 2025 ($642.79 Mil) and declined from Dec. 2025 ($642.79 Mil) to Mar. 2026 ($631.42 Mil).

First Bankers Trustshares's annual net loan increased from Dec. 2023 ($588.93 Mil) to Dec. 2024 ($642.79 Mil) and increased from Dec. 2024 ($642.79 Mil) to Dec. 2025 ($631.42 Mil).

First Bankers Trustshares Net Loan Historical Data

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The historical data trend for First Bankers Trustshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Bankers Trustshares Net Loan Chart

First Bankers Trustshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 466.95 540.67 588.93 621.13 642.79

First Bankers Trustshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 630.33 641.93 654.35 642.79 631.42
FBTT
57GF Score
First Bankers Trustshares Inc FBTT
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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First Bankers Trustshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $631.42 Mil mean?
First Bankers Trustshares (FBTT) has a Net Loan of $631.42 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on First Bankers Trustshares and its competitors.
Is First Bankers Trustshares' Net Loan too high?
First Bankers Trustshares' current Net Loan is $631.42 Mil. Overall, First Bankers Trustshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bankers Trustshares' Net Loan compare to BKOR and SLRK?
First Bankers Trustshares' Net Loan of $631.42 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First Bankers Trustshares and its competitors. First Bankers Trustshares's current Net Loan is $631.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bankers Trustshares stock overvalued right now?
Based on GuruFocus' analysis, First Bankers Trustshares (FBTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.65, compared to a current price of $29.31 — trading 35.4% above its estimated fair value. The current Net Loan is $631.42 Mil. First Bankers Trustshares' overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First Bankers Trustshares (FBTT), the current Net Loan is $631.42 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bankers Trustshares (FBTT) Overvalued in 2026?

Based on GuruFocus' analysis, First Bankers Trustshares stock appears to be overvalued. The current stock price of $29.31 is trading 35.4% above its estimated GF Value™ of $21.65. GuruFocus considers First Bankers Trustshares to be Significantly Overvalued.

Key valuation signals for FBTT:

  • Net Loan: $631.42 Mil
  • GF Value™: $21.65 vs. price of $29.31 (35.4% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the FBTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bankers Trustshares Business Description

Address 1201 Broadway, P.O. Box 3566, Quincy, IL, USA, 62301
First Bankers Trustshares Inc operates as a bank holding company. The bank through its subsidiaries provides comprehensive financial products and services to its retail, institutional, and corporate customers. It serves a market area consisting of Adams, McDonough, Schuyler, Hancock, Sangamon, and adjacent Illinois counties, and Marion, Lewis, and Shelby counties in Missouri. The company portfolio segments consist of commercial operating, commercial real estate, agricultural operating, agricultural real estate, construction and land development, real estate secured by 1-4 and multifamily, and consumer. Some of its services include Checking Accounts, Savings Accounts, Certificates of Deposit, Commercial and Consumer Lending, Mortgage Lending, Home Equity Loans, and others.
57GF Score

Get the complete analysis for FBTT

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.31
Price
$21.65
GF Value