First Bankers TrustsharesFBTT 59 Median PS Value is $37.00 as of Jun. 26, 2026, which is 6067% above its 10-year median of 0.60. GuruFocus rates FBTT with a GF Score™ of 59/100 and a GF Value™ of $21.56 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,042 Banks companies, First Bankers Trustshares ranks better than 91.84% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for First Bankers Trustshares's Median PS Value or its related term are showing as below:
FBTT'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.43 Med: 0.6 Max: 0.98
Current: 0.65
During the past 13 years, the highest Price to Median PS Value of First Bankers Trustshares was 0.98. The lowest was 0.43. And the median was 0.60.
FBTT's Price-to-Median-PS-Value is ranked better than 91.84% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs FBTT: 0.65
First Bankers Trustshares (OTCPK:FBTT) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
First Bankers Trustshares's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
24.00
/
37.00
=
0.65
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bankers Trustshares Median PS Value Related Terms
First Bankers Trustshares Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FBTT vs JUVF, NTBP, NACB: Median PS Value Comparison
For the Banks - Regional subindustry, First Bankers Trustshares's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bankers Trustshares Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, First Bankers Trustshares's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where First Bankers Trustshares's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.6901.
First Bankers Trustshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.754.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bankers Trustshares (FBTT) has a Median PS Value of $37.00 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on First Bankers Trustshares and its competitors. This is 6067% above median its historical median of 0.60. Over the past decade, First Bankers Trustshares' Median PS Value has ranged from 0.43 to 0.98. According to the industry distribution chart, First Bankers Trustshares ranks #85 out of 1042 companies in the Banks industry, placing it in the top 8.2%.
Is First Bankers Trustshares' Median PS Value too high?
First Bankers Trustshares' current Median PS Value of $37.00 is 6067% above median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 0.98. The Banks industry median Median PS Value is 1.11. First Bankers Trustshares' value of $37.00 is 3233.3% above this industry median. Based on the distribution chart, First Bankers Trustshares ranks #85 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Bankers Trustshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bankers Trustshares' Median PS Value compare to JUVF and NTBP?
According to the Banks industry distribution chart, First Bankers Trustshares ranks #85 out of 1042 companies for Median PS Value. This places First Bankers Trustshares in the top 8% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. First Bankers Trustshares' value of $37.00 is 3233.3% above this benchmark. Historically, First Bankers Trustshares' own Median PS Value has ranged from 0.43 to 0.98 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 1.11, First Bankers Trustshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bankers Trustshares's current Median PS Value of $37.00 is 3233.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on First Bankers Trustshares and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bankers Trustshares's current Median PS Value is $37.00, which is 6067% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bankers Trustshares stock overvalued right now?
Based on GuruFocus' analysis, First Bankers Trustshares (FBTT) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.56, compared to a current price of $24.00 — trading 11.3% above its estimated fair value. The current Median PS Value is $37.00, which is 6067% above median its 10-year median of 0.60 and 3233.3% above the Banks industry median of 1.11. First Bankers Trustshares' overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For First Bankers Trustshares (FBTT), the current Median PS Value is $37.00 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bankers Trustshares (FBTT) Overvalued in 2026?
Based on GuruFocus' analysis, First Bankers Trustshares stock appears to be overvalued.
The current stock price of $24.00 is trading 11.3% above its estimated GF Value™ of $21.56.
GuruFocus considers First Bankers Trustshares to be Modestly Overvalued.
Key valuation signals for FBTT:
Median PS Value: $37.00 (6067% above median its 10-year median of 0.60)
GF Value™: $21.56 vs. price of $24.00 (11.3% above fair value)
Industry Position: 3233.3% above the Banks median (#85 of 1042)
No single metric tells the full story. See the FBTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bankers Trustshares Inc operates as a bank holding company. The bank through its subsidiaries provides comprehensive financial products and services to its retail, institutional, and corporate customers. It serves a market area consisting of Adams, McDonough, Schuyler, Hancock, Sangamon, and adjacent Illinois counties, and Marion, Lewis, and Shelby counties in Missouri. The company portfolio segments consist of commercial operating, commercial real estate, agricultural operating, agricultural real estate, construction and land development, real estate secured by 1-4 and multifamily, and consumer. Some of its services include Checking Accounts, Savings Accounts, Certificates of Deposit, Commercial and Consumer Lending, Mortgage Lending, Home Equity Loans, and others.
59GF Score
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