Ncino (FRA:6NCA) Total Current Liabilities: €256.4 Mil (As of Apr. 2026)

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FRA:6NCA Ncino Inc FRA:6NCA
65 GF Score
Price €14.10
GF Value €33.03
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Ncino Total Current Liabilities?

Ncino FRA:6NCA -2.76% 65 Total Current Liabilities is €256.4 Mil as of Apr. 2026. GuruFocus rates FRA:6NCA with a GF Score™ of 65/100 and a GF Value™ of €33.03 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Total current liabilities includes Accounts Payable & Accrued Expense, Short-Term Debt & Capital Lease Obligation, Other Current Liabilities, and Current Deferred Liabilities. Ncino's total current liabilities for the quarter that ended in Apr. 2026 was €256.4


Be Aware

Stay away from companies that roll over the debt e.g. Bear Stearns

When investing in financial institutions, Buffett shies from those who are bigger borrowers of short term than long term debt.

His favorite Wells Fargo has 57 cents short term debt for every dollar of long term.

Aggressive banks (like Bank of America) has $2.09 short term for every dollar long term


Ncino Total Current Liabilities Related Terms


Ncino Total Current Liabilities Historical Data

* Premium members only.

The historical data trend for Ncino's Total Current Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ncino Total Current Liabilities Chart

Ncino Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Total Current Liabilities
Get a 7-Day Free Trial Premium Member Only 154.15 190.39 197.40 242.96 250.61

Ncino Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Total Current Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 232.06 213.08 178.74 250.61 256.38
FRA:6NCA
65GF Score
Ncino Inc FRA:6NCA
Total Current Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Ncino Total Current Liabilities Calculation

Total Current Liabilities is the total amount of liabilities that the company needs to pay over the next 12 months.

Ncino's Total Current Liabilities for the fiscal year that ended in Jan. 2026 is calculated as

Total Current Liabilities=Accounts Payable & Accrued Expense+Short-Term Debt & Capital Lease Obligation
=25.605+4.295
+Other Current Liabilities+Current Deferred Liabilities
=29.357+191.356
=250.6

Ncino's Total Current Liabilities for the quarter that ended in Apr. 2026 is calculated as

Total Current Liabilities=Accounts Payable & Accrued Expense+Short-Term Debt & Capital Lease Obligation
=26.103+12.495
+Other Current Liabilities+Current Deferred Liabilities
=12.935+204.848
=256.4

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The increase of Total Current Liabilities of a company is not necessarily a bad thing. This may conserve the company's cash and contribute positively to cash flow.

Total Current Liabilities is linked to Total Current Assets through the Current Ratio and Working Capital. The Current Ratio is equal to dividing total current assets by total current liabilities. It is frequently used as an indicator of a company's liquidity, its ability to meet short-term obligations. Net working capital is calculated as Total Current Assets minus Total Current Liabilities.

What does a Total Current Liabilities of €256.4 Mil mean?
Ncino (FRA:6NCA) has a Total Current Liabilities of €256.4 Mil as of Apr. 2026. The total amount of liabilities with maturity less than one year as recorded on a company's balance sheet. View historical data for Ncino and its competitors.
Is Ncino's Total Current Liabilities too high?
Ncino's current Total Current Liabilities is €256.4 Mil. Overall, Ncino has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ncino's Total Current Liabilities compare to ALKT and BL?
Ncino's Total Current Liabilities of €256.4 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Current Liabilities for a Software company?
A good Total Current Liabilities depends on the Software industry context. However, Total Current Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Current Liabilities mean?
A high Total Current Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities with maturity less than one year as recorded on a company's balance sheet. View historical data for Ncino and its competitors. Ncino's current Total Current Liabilities is €256.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ncino stock overvalued right now?
Based on GuruFocus' analysis, Ncino (FRA:6NCA) is currently considered Significantly Undervalued. The stock's GF Value™ is €33.03, compared to a current price of €14.10 — trading 57.3% below its estimated fair value. The current Total Current Liabilities is €256.4 Mil. Ncino's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Current Liabilities calculated?
Total Current Liabilities is calculated from a company's financial statements. For Ncino (FRA:6NCA), the current Total Current Liabilities is €256.4 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ncino (FRA:6NCA) Overvalued in 2026?

Based on GuruFocus' analysis, Ncino stock appears to be undervalued. The current stock price of €14.10 is trading 57.3% below its estimated GF Value™ of €33.03. GuruFocus considers Ncino to be Significantly Undervalued.

Key valuation signals for FRA:6NCA:

  • Total Current Liabilities: €256.4 Mil
  • GF Value™: €33.03 vs. price of €14.10 (57.3% below fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the FRA:6NCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ncino Business Description

Other Exchanges NCNO:USANCNO1:Mexico
Address 6770 Parker Farm Drive, Wilmington, NC, USA, 28405
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
65GF Score

Get the complete analysis for FRA:6NCA

Total Current Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.10
Price
€33.03
GF Value