Ncino (FRA:6NCA) ROE % Adjusted to Book Value: 2.78% (As of Apr. 2026)

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FRA:6NCA Ncino Inc FRA:6NCA
61 GF Score
Price €15.70
GF Value €32.94
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Ncino ROE % Adjusted to Book Value?

Ncino FRA:6NCA +1.29% 61 ROE % Adjusted to Book Value is 2.78% as of Apr. 2026. GuruFocus rates FRA:6NCA with a GF Score™ of 61/100 and a GF Value™ of €32.94 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Ncino's ROE % for the quarter that ended in Apr. 2026 was 5.40%. Ncino's PB Ratio for the quarter that ended in Apr. 2026 was 1.94. Ncino's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 2.78%.

Ncino ROE % Adjusted to Book Value Related Terms

Ncino ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Ncino's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ncino ROE % Adjusted to Book Value Chart

Ncino Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only -1.52 -3.28 -1.15 -1.00 0.20

Ncino Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 -1.72 0.85 1.40 2.78

FRA:6NCA vs ALKT, BL, EVCM: ROE % Adjusted to Book Value Comparison

For the Software - Application subindustry, Ncino's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ncino ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Ncino's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Ncino's ROE % Adjusted to Book Value falls into.


FRA:6NCA
61GF Score
Ncino Inc FRA:6NCA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ncino ROE % Adjusted to Book Value Calculation

Ncino's ROE % Adjusted to Book Value for the fiscal year that ended in Jan. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.45% / 2.26
=0.20%

Ncino's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.40% / 1.94
=2.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.78% mean?
Ncino (FRA:6NCA) has a ROE % Adjusted to Book Value of 2.78% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ncino and its competitors.
Is Ncino's ROE % Adjusted to Book Value too high?
Ncino's current ROE % Adjusted to Book Value is 2.78%. Overall, Ncino has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ncino's ROE % Adjusted to Book Value compare to ALKT and BL?
Ncino's ROE % Adjusted to Book Value of 2.78% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ncino and its competitors. Ncino's current ROE % Adjusted to Book Value is 2.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ncino stock overvalued right now?
Based on GuruFocus' analysis, Ncino (FRA:6NCA) is currently considered Significantly Undervalued. The stock's GF Value™ is €32.94, compared to a current price of €15.70 — trading 52.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 2.78%. Ncino's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Ncino (FRA:6NCA), the current ROE % Adjusted to Book Value is 2.78% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ncino (FRA:6NCA) Overvalued in 2026?

Based on GuruFocus' analysis, Ncino stock appears to be undervalued. The current stock price of €15.70 is trading 52.3% below its estimated GF Value™ of €32.94. GuruFocus considers Ncino to be Significantly Undervalued.

Key valuation signals for FRA:6NCA:

  • ROE % Adjusted to Book Value: 2.78%
  • GF Value™: €32.94 vs. price of €15.70 (52.3% below fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FRA:6NCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ncino Business Description

Other Exchanges NCNO:USANCNO1:Mexico
Address 6770 Parker Farm Drive, Wilmington, NC, USA, 28405
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
61GF Score

Get the complete analysis for FRA:6NCA

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.70
Price
€32.94
GF Value