Ncino (FRA:6NCA) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:6NCA Ncino Inc FRA:6NCA
75 GF Score
Price €20.20
GF Value €33.35
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Ncino Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Ncino Quality Rank Related Terms

FRA:6NCA
75GF Score
Ncino Inc FRA:6NCA
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ncino (FRA:6NCA) Overvalued in 2026?

Based on GuruFocus' analysis, Ncino stock appears to be undervalued. The current stock price of €20.20 is trading 39.4% below its estimated GF Value™ of €33.35. GuruFocus considers Ncino to be Significantly Undervalued.

Key valuation signals for FRA:6NCA:

  • Quality Rank:
  • GF Value™: €33.35 vs. price of €20.20 (39.4% below fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the FRA:6NCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ncino Business Description

Other Exchanges NCNO:USANCNO1:Mexico
Address 6770 Parker Farm Drive, Wilmington, NC, USA, 28405
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
75GF Score

Get the complete analysis for FRA:6NCA

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.20
Price
€33.35
GF Value