Ncino (FRA:6NCA) Research & Development: €105.3 Mil (TTM As of Apr. 2026)


FRA:6NCA Ncino Inc FRA:6NCA
62 GF Score
Price €14.90
GF Value €32.33
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Ncino Research & Development?

Ncino FRA:6NCA +4.93% 62 Research & Development is €105.3 Mil as of Apr. 2026. GuruFocus rates FRA:6NCA with a GF Score™ of 62/100 and a GF Value™ of €32.33 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Ncino's Research & Development for the three months ended in Apr. 2026 was €24.7 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Apr. 2026 was €105.3 Mil.

Ncino  (FRA:6NCA) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Ncino Research & Development Related Terms

Ncino Research & Development Historical Data

* Premium members only.

The historical data trend for Ncino's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ncino Research & Development Chart

Ncino Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Research & Development
Get a 7-Day Free Trial Premium Member Only 70.16 112.82 107.69 125.02 108.53

Ncino Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.67 29.71 25.38 25.51 24.68
FRA:6NCA
62GF Score
Ncino Inc FRA:6NCA
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Ncino Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €105.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €105.3 Mil mean?
Ncino (FRA:6NCA) has a Research & Development of €105.3 Mil as of Apr. 2026. Research and development expense is the total cost for research and development activities. View historical data on Ncino and its competitors.
Is Ncino's Research & Development too high?
Ncino's current Research & Development is €105.3 Mil. Overall, Ncino has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ncino's Research & Development compare to ALKT and BL?
Ncino's Research & Development of €105.3 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Software company?
A good Research & Development depends on the Software industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Ncino and its competitors. Ncino's current Research & Development is €105.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ncino stock overvalued right now?
Based on GuruFocus' analysis, Ncino (FRA:6NCA) is currently considered Significantly Undervalued. The stock's GF Value™ is €32.33, compared to a current price of €14.90 — trading 53.9% below its estimated fair value. The current Research & Development is €105.3 Mil. Ncino's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Ncino (FRA:6NCA), the current Research & Development is €105.3 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ncino (FRA:6NCA) Overvalued in 2026?

Based on GuruFocus' analysis, Ncino stock appears to be undervalued. The current stock price of €14.90 is trading 53.9% below its estimated GF Value™ of €32.33. GuruFocus considers Ncino to be Significantly Undervalued.

Key valuation signals for FRA:6NCA:

  • Research & Development: €105.3 Mil
  • GF Value™: €32.33 vs. price of €14.90 (53.9% below fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the FRA:6NCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ncino Business Description

Other Exchanges NCNO:USANCNO1:Mexico
Address 6770 Parker Farm Drive, Wilmington, NC, USA, 28405
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
62GF Score

Get the complete analysis for FRA:6NCA

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.90
Price
€32.33
GF Value