Old Republic International (FRA:ORJ) Enterprise Value: €10,072 Mil (As of Jun. 29, 2026) ***


FRA:ORJ Old Republic International Corp FRA:ORJ
80 GF Score
Price €35.96
GF Value €32.25
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Old Republic International Enterprise Value?

Old Republic International FRA:ORJ +1.81% 80 Enterprise Value is €10,072 Mil as of Jun. 29, 2026. GuruFocus rates FRA:ORJ with a GF Score™ of 80/100 and a GF Value™ of €32.25 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Old Republic International's Enterprise Value is €10,072 Mil. Old Republic International's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €1,169 Mil. Therefore, Old Republic International's EV-to-EBIT ratio for today is 8.62.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Old Republic International's Enterprise Value is €10,072 Mil. Old Republic International's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €1,169 Mil. Therefore, Old Republic International's EV-to-EBITDA ratio for today is 8.62.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Old Republic International's Enterprise Value is €10,072 Mil. Old Republic International's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €8,096 Mil. Therefore, Old Republic International's EV-to-Revenue ratio for today is 1.24.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Old Republic International's Enterprise Value is €10,072 Mil. Old Republic International's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €1,040 Mil. Therefore, Old Republic International's EV-to-OCF ratio for today is 9.68.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Old Republic International's Enterprise Value is €10,072 Mil. Old Republic International's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €1,040 Mil. Therefore, Old Republic International's EV-to-FCF ratio for today is 9.68.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Old Republic International  (FRA:ORJ) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Old Republic International's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=10071.905/1168.624
=8.62

Old Republic International's current Enterprise Value is €10,072 Mil.
Old Republic International's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,169 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Old Republic International's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=10071.905/1168.624
=8.62

Old Republic International's current Enterprise Value is €10,072 Mil.
Old Republic International's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,169 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Old Republic International's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=10071.905/8095.611
=1.24

Old Republic International's current Enterprise Value is €10,072 Mil.
Old Republic International's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €8,096 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Old Republic International's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=10071.905/1040.464
=9.68

Old Republic International's current Enterprise Value is €10,072 Mil.
Old Republic International's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,040 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Old Republic International's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=10071.905/1040.464
=9.68

Old Republic International's current Enterprise Value is €10,072 Mil.
Old Republic International's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,040 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Old Republic International Enterprise Value Related Terms


Old Republic International Enterprise Value Historical Data

* Premium members only.

The historical data trend for Old Republic International's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Republic International Enterprise Value Chart

Old Republic International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,915.48 8,227.78 8,728.41 10,025.43 10,797.40

Old Republic International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,113.16 9,339.07 9,931.16 10,797.40 9,638.31

FRA:ORJ vs AFG, KNSL, THG: Enterprise Value Comparison

For the Insurance - Property & Casualty subindustry, Old Republic International's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Republic International Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Old Republic International's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Old Republic International's Enterprise Value falls into.


FRA:ORJ
80GF Score
Old Republic International Corp FRA:ORJ
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Old Republic International Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Old Republic International's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Old Republic International's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €10,072 Mil mean?
Old Republic International (FRA:ORJ) has a Enterprise Value of €10,072 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Old Republic International and its competitors.
Is Old Republic International's Enterprise Value too high?
Old Republic International's current Enterprise Value is €10,072 Mil. Overall, Old Republic International has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Enterprise Value compare to AFG and KNSL?
Old Republic International's Enterprise Value of €10,072 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Old Republic International and its competitors. Old Republic International's current Enterprise Value is €10,072 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (FRA:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.25, compared to a current price of €35.96 — trading 11.5% above its estimated fair value. The current Enterprise Value is €10,072 Mil. Old Republic International's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Old Republic International (FRA:ORJ), the current Enterprise Value is €10,072 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Republic International (FRA:ORJ) Overvalued in 2026?

Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued. The current stock price of €35.96 is trading 11.5% above its estimated GF Value™ of €32.25. GuruFocus considers Old Republic International to be Modestly Overvalued.

Key valuation signals for FRA:ORJ:

  • Enterprise Value: €10,072 Mil
  • GF Value™: €32.25 vs. price of €35.96 (11.5% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the FRA:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Old Republic International Business Description

Other Exchanges ORI:USAORJ:Germany
Address 307 North Michigan Avenue, Chicago, IL, USA, 60601
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
80GF Score

Get the complete analysis for FRA:ORJ

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.96
Price
€32.25
GF Value