Old Republic InternationalFRA:ORJ -0.25%75 Dividend Payout Ratio is 0.46 as of Mar. 2026, which is 24% above its 10-year median of 0.37. GuruFocus rates FRA:ORJ with a GF Score™ of 75/100 and a GF Value™ of €32.39 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 337 Insurance companies, Old Republic International ranks worse than 51.34% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Old Republic International's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.46.
The historical rank and industry rank for Old Republic International's Dividend Payout Ratio or its related term are showing as below:
FRA:ORJ'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.37 Max: 0.69
Current: 0.39
During the past 13 years, the highest Dividend Payout Ratio of Old Republic International was 0.69. The lowest was 0.23. And the median was 0.37.
FRA:ORJ's Dividend Payout Ratio is ranked worse than 51.34% of 337
companies
in the Insurance industry
Industry Median: 0.38
vs FRA:ORJ: 0.39
During the past 13 years, the highest Trailing Annual Dividend Yield of Old Republic International was 5.97%. The lowest was 2.44%. And the median was 3.57%.
During the past 12 months, Old Republic International's average Dividends Per Share Growth Rate was 9.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 6.60% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Old Republic International was 21.00% per year. The lowest was 1.40% per year. And the median was 6.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Old Republic International (FRA:ORJ) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Old Republic International Dividend Payout Ratio Related Terms
Old Republic International Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International Dividend Payout Ratio Chart
FRA:ORJ vs AFG, KNSL, THG: Dividend Payout Ratio Comparison
For the Insurance - Property & Casualty subindustry, Old Republic International's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Old Republic International's Dividend Payout Ratio falls into.
Old Republic International Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Old Republic International's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International (FRA:ORJ) has a Dividend Payout Ratio of 0.46 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Old Republic International and its competitors. This is 24% above median its historical median of 0.37. Over the past decade, Old Republic International's Dividend Payout Ratio has ranged from 0.23 to 0.69. According to the industry distribution chart, Old Republic International ranks #173 out of 337 companies in the Insurance industry, placing it in the top 51.3%.
Is Old Republic International's Dividend Payout Ratio too high?
Old Republic International's current Dividend Payout Ratio of 0.46 is 24% above median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.69. The Insurance industry median Dividend Payout Ratio is 0.38. Old Republic International's value of 0.46 is 21.1% above this industry median. Based on the distribution chart, Old Republic International ranks #173 out of 337 companies in the Insurance industry, which is below the industry midpoint. Overall, Old Republic International has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Dividend Payout Ratio compare to AFG and KNSL?
According to the Insurance industry distribution chart, Old Republic International ranks #173 out of 337 companies for Dividend Payout Ratio. This places Old Republic International in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Old Republic International's value of 0.46 is 21.1% above this benchmark. Historically, Old Republic International's own Dividend Payout Ratio has ranged from 0.23 to 0.69 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.38, Old Republic International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Republic International's current Dividend Payout Ratio of 0.46 is 21.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Old Republic International and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current Dividend Payout Ratio is 0.46, which is 24% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (FRA:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.39, compared to a current price of €36.25 — trading 11.9% above its estimated fair value. The current Dividend Payout Ratio is 0.46, which is 24% above median its 10-year median of 0.37 and 21.1% above the Insurance industry median of 0.38. Old Republic International's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Old Republic International (FRA:ORJ), the current Dividend Payout Ratio is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (FRA:ORJ) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of €36.25 is trading 11.9% above its estimated GF Value™ of €32.39.
GuruFocus considers Old Republic International to be Modestly Overvalued.
Key valuation signals for FRA:ORJ:
Dividend Payout Ratio: 0.46 (24% above median its 10-year median of 0.37)
GF Value™: €32.39 vs. price of €36.25 (11.9% above fair value)
Industry Position: 21.1% above the Insurance median (#173 of 337)
No single metric tells the full story. See the FRA:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
75GF Score
Get the complete analysis for FRA:ORJ
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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