Old Republic International (FRA:ORJ) ROE % Adjusted to Book Value: 13.62% (As of Mar. 2026)


FRA:ORJ Old Republic International Corp FRA:ORJ
75 GF Score
Price €36.34
GF Value €32.39
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Old Republic International ROE % Adjusted to Book Value?

Old Republic International FRA:ORJ +1.06% 75 ROE % Adjusted to Book Value is 13.62% as of Mar. 2026. GuruFocus rates FRA:ORJ with a GF Score™ of 75/100 and a GF Value™ of €32.39 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Old Republic International's ROE % for the quarter that ended in Mar. 2026 was 22.47%. Old Republic International's PB Ratio for the quarter that ended in Mar. 2026 was 1.65. Old Republic International's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 13.62%.


Old Republic International ROE % Adjusted to Book Value Related Terms


Old Republic International ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Old Republic International's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Republic International ROE % Adjusted to Book Value Chart

Old Republic International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.28 9.28 7.39 8.94 8.03

Old Republic International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.33 8.66 10.99 7.02 13.62

FRA:ORJ vs AFG, KNSL, THG: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Old Republic International's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Republic International ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Old Republic International's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Old Republic International's ROE % Adjusted to Book Value falls into.


FRA:ORJ
75GF Score
Old Republic International Corp FRA:ORJ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Old Republic International ROE % Adjusted to Book Value Calculation

Old Republic International's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.34% / 1.91
=8.03%

Old Republic International's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=22.47% / 1.65
=13.62%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.62% mean?
Old Republic International (FRA:ORJ) has a ROE % Adjusted to Book Value of 13.62% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Old Republic International and its competitors.
Is Old Republic International's ROE % Adjusted to Book Value too high?
Old Republic International's current ROE % Adjusted to Book Value is 13.62%. Overall, Old Republic International has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's ROE % Adjusted to Book Value compare to AFG and KNSL?
Old Republic International's ROE % Adjusted to Book Value of 13.62% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Old Republic International and its competitors. Old Republic International's current ROE % Adjusted to Book Value is 13.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (FRA:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.39, compared to a current price of €36.34 — trading 12.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.62%. Old Republic International's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Old Republic International (FRA:ORJ), the current ROE % Adjusted to Book Value is 13.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Republic International (FRA:ORJ) Overvalued in 2026?

Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued. The current stock price of €36.34 is trading 12.2% above its estimated GF Value™ of €32.39. GuruFocus considers Old Republic International to be Modestly Overvalued.

Key valuation signals for FRA:ORJ:

  • ROE % Adjusted to Book Value: 13.62%
  • GF Value™: €32.39 vs. price of €36.34 (12.2% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FRA:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Old Republic International Business Description

Other Exchanges ORI:USAORJ:Germany
Address 307 North Michigan Avenue, Chicago, IL, USA, 60601
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
75GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.34
Price
€32.39
GF Value