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Old Republic International (FRA:ORJ) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Old Republic International Forward PE Ratio Related Terms
Old Republic International Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International Forward PE Ratio Chart
Old Republic International Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
11.78
12.77
Old Republic International Quarterly Data
2016-06
2017-03
2017-06
2017-09
2018-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
2026-06
Forward PE Ratio
14.60
14.37
13.99
12.84
11.52
11.78
11.66
11.18
11.74
12.77
12.42
13.05
FRA:ORJ vs AFG, KNSL, THG: Forward PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Old Republic International's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Old Republic International's Forward PE Ratio falls into.
Old Republic International Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Old Republic International (FRA:ORJ) has a Forward PE Ratio of 13.43 as of Jul. 24, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Old Republic International and its competitors. According to the industry distribution chart, Old Republic International ranks #161 out of 275 companies in the Insurance industry, placing it in the top 58.5%.
Is Old Republic International's Forward PE Ratio too high?
Old Republic International's current Forward PE Ratio is 13.43. The Insurance industry median Forward PE Ratio is 11.83. Old Republic International's value of 13.43 is 13.5% above this industry median. Based on the distribution chart, Old Republic International ranks #161 out of 275 companies in the Insurance industry, which is below the industry midpoint. Overall, Old Republic International has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Forward PE Ratio compare to AFG and KNSL?
According to the Insurance industry distribution chart, Old Republic International ranks #161 out of 275 companies for Forward PE Ratio. This places Old Republic International in the lower half of its industry. The industry median Forward PE Ratio is 11.83. Old Republic International's value of 13.43 is 13.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.83, based on 275 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Republic International's current Forward PE Ratio of 13.43 is 13.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Old Republic International and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current Forward PE Ratio is 13.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (FRA:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.14, compared to a current price of €36.73 — trading 10.8% above its estimated fair value. The current Forward PE Ratio is 13.43 and 13.5% above the Insurance industry median of 11.83. Old Republic International's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Old Republic International (FRA:ORJ), the current Forward PE Ratio is 13.43 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (FRA:ORJ) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of €36.73 is trading 10.8% above its estimated GF Value™ of €33.14.
GuruFocus considers Old Republic International to be Modestly Overvalued.
Key valuation signals for FRA:ORJ:
Forward PE Ratio: 13.43
GF Value™: €33.14 vs. price of €36.73 (10.8% above fair value)
Industry Position: 13.5% above the Insurance median (#161 of 275)
No single metric tells the full story. See the FRA:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
85GF Score
Get the complete analysis for FRA:ORJ
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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