Old Republic International (FRA:ORJ) GF Value Rank: 7 (As of Jul. 24, 2026) — Near Median

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:ORJ Old Republic International Corp FRA:ORJ
85 GF Score
Price €36.73
GF Value €33.14
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Old Republic International GF Value Rank?

Old Republic International FRA:ORJ +0.41% 85 GF Value Rank is 7 as of Jul. 24, 2026, which is at its 10-year median of 7.00. GuruFocus rates FRA:ORJ with a GF Score™ of 85/100 and a GF Value™ of €33.14 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Old Republic International has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Old Republic International GF Value Rank Related Terms


FRA:ORJ vs AFG, KNSL, THG: GF Value Rank Comparison

For the Insurance - Property & Casualty subindustry, Old Republic International's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Republic International GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Old Republic International's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Old Republic International's GF Value Rank falls into.


FRA:ORJ
85GF Score
Old Republic International Corp FRA:ORJ
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Old Republic International (FRA:ORJ) has a GF Value Rank of 7 as of Jul. 24, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Old Republic International and its competitors. This is near median its historical median of 7.00. Over the past decade, Old Republic International's GF Value Rank has ranged from 1.00 to 10.00.
Is Old Republic International's GF Value Rank too high?
Old Republic International's current GF Value Rank of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Old Republic International has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's GF Value Rank compare to AFG and KNSL?
Old Republic International's GF Value Rank of 7 can be compared against companies in the Insurance industry. Historically, Old Republic International's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Old Republic International and its competitors. Old Republic International's current GF Value Rank is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (FRA:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.14, compared to a current price of €36.73 — trading 10.8% above its estimated fair value. The current GF Value Rank is 7, which is near median its 10-year median of 7.00. Old Republic International's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Old Republic International (FRA:ORJ), the current GF Value Rank is 7 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Republic International (FRA:ORJ) Overvalued in 2026?

Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued. The current stock price of €36.73 is trading 10.8% above its estimated GF Value™ of €33.14. GuruFocus considers Old Republic International to be Modestly Overvalued.

Key valuation signals for FRA:ORJ:

  • GF Value Rank: 7 (near median its 10-year median of 7.00)
  • GF Value™: €33.14 vs. price of €36.73 (10.8% above fair value)
  • GF Score™: 85/100 with 4 warning signs

No single metric tells the full story. See the FRA:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Old Republic International Business Description

Other Exchanges ORI:USAORJ:Germany
Address 307 North Michigan Avenue, Chicago, IL, USA, 60601
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
85GF Score

Get the complete analysis for FRA:ORJ

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.73
Price
€33.14
GF Value