Old Republic InternationalFRA:ORJ +0.14%80 PS Ratio is 1.13 as of Jul. 07, 2026, which is 14% above its 10-year median of 0.99. GuruFocus rates FRA:ORJ with a GF Score™ of 80/100 and a GF Value™ of €32.59 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Old Republic International ranks better than 53.09% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Old Republic International's share price is €36.52.
Old Republic International's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €32.25. Hence, Old Republic International's PS Ratio for today is 1.13.
The historical rank and industry rank for Old Republic International's PS Ratio or its related term are showing as below:
FRA:ORJ'
s PS Ratio Range Over the Past 10 Years
Min: 0.54 Med: 0.99 Max: 1.34
Current: 1.11
During the past 13 years, Old Republic International's highest PS Ratio was 1.34. The lowest was 0.54. And the median was 0.99.
FRA:ORJ's PS Ratio is ranked better than 53.09% of 501
companies
in the Insurance industry
Industry Median: 1.15
vs FRA:ORJ: 1.11
Old Republic International Corp has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Old Republic International was 15.30% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 10.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.80% per year.
During the past 13 years, Old Republic International's highest 3-Year average Revenue per Share Growth Rate was 16.00% per year. The lowest was -5.20% per year. And the median was 4.30% per year.
Back to Basics: PS Ratio
Old Republic International (FRA:ORJ) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Old Republic International PS Ratio Related Terms
Old Republic International PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Old Republic International's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's PS Ratio distribution charts can be found below:
* The bar in red indicates where Old Republic International's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Old Republic International's Share Price of today is €36.52. Old Republic International's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €32.25.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Old Republic International (FRA:ORJ) has a PS Ratio of 1.13 as of Jul. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Old Republic International and its competitors. This is 14% above median its historical median of 0.99. Over the past decade, Old Republic International's PS Ratio has ranged from 0.54 to 1.34. According to the industry distribution chart, Old Republic International ranks #235 out of 501 companies in the Insurance industry, placing it in the top 46.9%.
Is Old Republic International's PS Ratio too high?
Old Republic International's current PS Ratio of 1.13 is 14% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 1.34. The Insurance industry median PS Ratio is 1.15. Old Republic International's value of 1.13 is 1.7% below this industry median. Based on the distribution chart, Old Republic International ranks #235 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Old Republic International has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's PS Ratio compare to AFG and KNSL?
According to the Insurance industry distribution chart, Old Republic International ranks #235 out of 501 companies for PS Ratio. This puts Old Republic International in the upper half of its industry. The industry median PS Ratio is 1.15. Old Republic International's value of 1.13 is 1.7% below this benchmark. Historically, Old Republic International's own PS Ratio has ranged from 0.54 to 1.34 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 1.15, Old Republic International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Republic International's current PS Ratio of 1.13 is 1.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Old Republic International and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current PS Ratio is 1.13, which is 14% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (FRA:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.59, compared to a current price of €36.52 — trading 12.1% above its estimated fair value. The current PS Ratio is 1.13, which is 14% above median its 10-year median of 0.99 and 1.7% below the Insurance industry median of 1.15. Old Republic International's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Old Republic International (FRA:ORJ), the current PS Ratio is 1.13 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (FRA:ORJ) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of €36.52 is trading 12.1% above its estimated GF Value™ of €32.59.
GuruFocus considers Old Republic International to be Modestly Overvalued.
Key valuation signals for FRA:ORJ:
PS Ratio: 1.13 (14% above median its 10-year median of 0.99)
GF Value™: €32.59 vs. price of €36.52 (12.1% above fair value)
Industry Position: 1.7% below the Insurance median (#235 of 501)
No single metric tells the full story. See the FRA:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
80GF Score
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