Old Republic InternationalFRA:ORJ +1.81%80 Median PS Value is €32.39 as of Jun. 27, 2026, which is 100% below its 10-year median of 1.16. GuruFocus rates FRA:ORJ with a GF Score™ of 80/100 and a GF Value™ of €32.25 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 343 Insurance companies, Old Republic International ranks worse than 56.85% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Old Republic International's Median PS Value or its related term are showing as below:
FRA:ORJ'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.74 Med: 1.16 Max: 1.3
Current: 1.11
During the past 13 years, the highest Price to Median PS Value of Old Republic International was 1.30. The lowest was 0.74. And the median was 1.16.
FRA:ORJ's Price-to-Median-PS-Value is ranked worse than 56.85% of 343
companies
in the Insurance industry
Industry Median: 0.99
vs FRA:ORJ: 1.11
Old Republic International (FRA:ORJ) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Old Republic International's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
35.96
/
32.39
=
1.11
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International Median PS Value Related Terms
Old Republic International Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:ORJ vs AFG, KNSL, CNA: Median PS Value Comparison
For the Insurance - Property & Casualty subindustry, Old Republic International's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Old Republic International's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.0043.
Old Republic International's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €32.251.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International (FRA:ORJ) has a Median PS Value of €32.39 as of Jun. 27, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Old Republic International and its competitors. This is 2692% above median its historical median of 1.16. Over the past decade, Old Republic International's Median PS Value has ranged from 0.74 to 1.30. According to the industry distribution chart, Old Republic International ranks #195 out of 343 companies in the Insurance industry, placing it in the top 56.9%.
Is Old Republic International's Median PS Value too high?
Old Republic International's current Median PS Value of €32.39 is 2692% above median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 1.30. Based on the distribution chart, Old Republic International ranks #195 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, Old Republic International has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Median PS Value compare to AFG and KNSL?
According to the Insurance industry distribution chart, Old Republic International ranks #195 out of 343 companies for Median PS Value. This places Old Republic International in the lower half of its industry. The industry median Median PS Value is 0.99. Historically, Old Republic International's own Median PS Value has ranged from 0.74 to 1.30 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Old Republic International and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current Median PS Value is €32.39, which is 2692% above median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (FRA:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.25, compared to a current price of €35.96 — trading 11.5% above its estimated fair value. The current Median PS Value is €32.39, which is 2692% above median its 10-year median of 1.16. Old Republic International's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Old Republic International (FRA:ORJ), the current Median PS Value is €32.39 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (FRA:ORJ) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of €35.96 is trading 11.5% above its estimated GF Value™ of €32.25.
GuruFocus considers Old Republic International to be Modestly Overvalued.
Key valuation signals for FRA:ORJ:
Median PS Value: €32.39 (2692% above median its 10-year median of 1.16)
GF Value™: €32.25 vs. price of €35.96 (11.5% above fair value)
No single metric tells the full story. See the FRA:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
80GF Score
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