Aeon Credit Service (Asia) Co (HKSE:00900) Enterprise Value: HK$6,766 Mil (As of Jul. 30, 2026) ***

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HKSE:00900 Aeon Credit Service (Asia) Co Ltd HKSE:00900
78 GF Score
Price HK$8.76
GF Value HK$7.87
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Aeon Credit Service (Asia) Co Enterprise Value?

Aeon Credit Service (Asia) Co HKSE:00900 -1.02% 78 Enterprise Value is HK$6,766 Mil as of Jul. 30, 2026. GuruFocus rates HKSE:00900 with a GF Score™ of 78/100 and a GF Value™ of HK$7.87 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Aeon Credit Service (Asia) Co's Enterprise Value is HK$6,766 Mil. Aeon Credit Service (Asia) Co's Revenue for the trailing twelve months (TTM) ended in May. 2026 was HK$1,768 Mil. Therefore, Aeon Credit Service (Asia) Co's EV-to-Revenue ratio for today is 3.83.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Aeon Credit Service (Asia) Co's Enterprise Value is HK$6,766 Mil. Aeon Credit Service (Asia) Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in May. 2026 was HK$54 Mil. Therefore, Aeon Credit Service (Asia) Co's EV-to-OCF ratio for today is 124.73.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Aeon Credit Service (Asia) Co's Enterprise Value is HK$6,766 Mil. Aeon Credit Service (Asia) Co's Free Cash Flow for the trailing twelve months (TTM) ended in May. 2026 was HK$34 Mil. Therefore, Aeon Credit Service (Asia) Co's EV-to-FCF ratio for today is 197.34.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Aeon Credit Service (Asia) Co  (HKSE:00900) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Aeon Credit Service (Asia) Co's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=6766.079/1767.931
=3.83

Aeon Credit Service (Asia) Co's current Enterprise Value is HK$6,766 Mil.
Aeon Credit Service (Asia) Co's Revenue for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$1,768 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Aeon Credit Service (Asia) Co's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=6766.079/54.244
=124.73

Aeon Credit Service (Asia) Co's current Enterprise Value is HK$6,766 Mil.
Aeon Credit Service (Asia) Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$54 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Aeon Credit Service (Asia) Co's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=6766.079/34.287
=197.34

Aeon Credit Service (Asia) Co's current Enterprise Value is HK$6,766 Mil.
Aeon Credit Service (Asia) Co's Free Cash Flow for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$34 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Aeon Credit Service (Asia) Co Enterprise Value Related Terms


Aeon Credit Service (Asia) Co Enterprise Value Historical Data

* Premium members only.

The historical data trend for Aeon Credit Service (Asia) Co's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Credit Service (Asia) Co Enterprise Value Chart

Aeon Credit Service (Asia) Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,601.96 3,785.03 5,087.49 5,521.40 6,475.72

Aeon Credit Service (Asia) Co Quarterly Data
Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,478.03 5,960.00 6,237.27 6,475.72 6,699.08

HKSE:00900 vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Aeon Credit Service (Asia) Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Credit Service (Asia) Co Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Aeon Credit Service (Asia) Co's Enterprise Value falls into.


HKSE:00900
78GF Score
Aeon Credit Service (Asia) Co Ltd HKSE:00900
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aeon Credit Service (Asia) Co Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Aeon Credit Service (Asia) Co's Enterprise Value for the fiscal year that ended in Feb. 2026 is calculated as

Aeon Credit Service (Asia) Co's Enterprise Value for the quarter that ended in May. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of HK$6,766 Mil mean?
Aeon Credit Service (Asia) Co (HKSE:00900) has a Enterprise Value of HK$6,766 Mil as of Jul. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Aeon Credit Service (Asia) Co and its competitors.
Is Aeon Credit Service (Asia) Co's Enterprise Value too high?
Aeon Credit Service (Asia) Co's current Enterprise Value is HK$6,766 Mil. Overall, Aeon Credit Service (Asia) Co has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Credit Service (Asia) Co's Enterprise Value compare to V and MA?
Aeon Credit Service (Asia) Co's Enterprise Value of HK$6,766 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Aeon Credit Service (Asia) Co and its competitors. Aeon Credit Service (Asia) Co's current Enterprise Value is HK$6,766 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Credit Service (Asia) Co stock overvalued right now?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co (HKSE:00900) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$7.87, compared to a current price of HK$8.76 — trading 11.3% above its estimated fair value. The current Enterprise Value is HK$6,766 Mil. Aeon Credit Service (Asia) Co's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Aeon Credit Service (Asia) Co (HKSE:00900), the current Enterprise Value is HK$6,766 Mil as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued. The current stock price of HK$8.76 is trading 11.3% above its estimated GF Value™ of HK$7.87. GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.

Key valuation signals for HKSE:00900:

  • Enterprise Value: HK$6,766 Mil
  • GF Value™: HK$7.87 vs. price of HK$8.76 (11.3% above fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Credit Service (Asia) Co Business Description

Address 132 Nathan Road, 20th Floor, Mira Place Tower A, Tsimshatsui, Kowloon, Hong Kong, HKG
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
78GF Score

Get the complete analysis for HKSE:00900

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$8.76
Price
HK$7.87
GF Value