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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Aeon Credit Service (Asia) Co's Median PS Value or its related term are showing as below:
HKSE:00900's Price-to-Median-PS-Value is not ranked *
in the Credit Services industry.
Industry Median: 0.95 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
Aeon Credit Service (Asia) Co (HKSE:00900) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Aeon Credit Service (Asia) Co's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
8.76
/
0.00
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aeon Credit Service (Asia) Co Median PS Value Related Terms
Aeon Credit Service (Asia) Co Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aeon Credit Service (Asia) Co Median PS Value Chart
HKSE:00900 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Aeon Credit Service (Asia) Co's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aeon Credit Service (Asia) Co Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Aeon Credit Service (Asia) Co's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.
Aeon Credit Service (Asia) Co's Revenue per Share for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$4.222.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aeon Credit Service (Asia) Co (HKSE:00900) has a Median PS Value of HK$0.00 as of Jul. 30, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Aeon Credit Service (Asia) Co and its competitors. According to the industry distribution chart, Aeon Credit Service (Asia) Co ranks #999999 out of 288 companies in the Credit Services industry.
Is Aeon Credit Service (Asia) Co's Median PS Value too high?
Aeon Credit Service (Asia) Co's current Median PS Value is HK$0.00. Based on the distribution chart, Aeon Credit Service (Asia) Co ranks #999999 out of 288 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Aeon Credit Service (Asia) Co has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Credit Service (Asia) Co's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Credit Service (Asia) Co ranks #999999 out of 288 companies for Median PS Value. This places Aeon Credit Service (Asia) Co in the lower half of its industry. The industry median Median PS Value is 0.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.95, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Aeon Credit Service (Asia) Co and its competitors. For the Credit Services industry, the median Median PS Value is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Credit Service (Asia) Co's current Median PS Value is HK$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Credit Service (Asia) Co stock overvalued right now?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co (HKSE:00900) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$7.87, compared to a current price of HK$8.76 — trading 11.3% above its estimated fair value. The current Median PS Value is HK$0.00. Aeon Credit Service (Asia) Co's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Aeon Credit Service (Asia) Co (HKSE:00900), the current Median PS Value is HK$0.00 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued.
The current stock price of HK$8.76 is trading 11.3% above its estimated GF Value™ of HK$7.87.
GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.
Key valuation signals for HKSE:00900:
Median PS Value: HK$0.00
GF Value™: HK$7.87 vs. price of HK$8.76 (11.3% above fair value)
No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aeon Credit Service (Asia) Co Business Description
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
77GF Score
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