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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Aeon Credit Service (Asia) Co's share price is HK$9.08.
Aeon Credit Service (Asia) Co's Revenue per Share for the trailing twelve months (TTM) ended in May. 2026 was HK$4.22. Hence, Aeon Credit Service (Asia) Co's PS Ratio for today is 2.15.
Warning Sign:
Aeon Credit Service (Asia) Co Ltd stock PS Ratio (=2.15) is close to 2-year high of 2.17.
The historical rank and industry rank for Aeon Credit Service (Asia) Co's PS Ratio or its related term are showing as below:
HKSE:00900'
s PS Ratio Range Over the Past 10 Years
Min: 1.45 Med: 1.82 Max: 6.38
Current: 2.15
During the past 13 years, Aeon Credit Service (Asia) Co's highest PS Ratio was 6.38. The lowest was 1.45. And the median was 1.82.
HKSE:00900's PS Ratio is ranked better than 60.58% of 520
companies
in the Credit Services industry
Industry Median: 2.8
vs HKSE:00900: 2.15
During the past 13 years, Aeon Credit Service (Asia) Co's highest 3-Year average Revenue per Share Growth Rate was 27.50% per year. The lowest was -10.00% per year. And the median was 1.85% per year.
Aeon Credit Service (Asia) Co (HKSE:00900) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Aeon Credit Service (Asia) Co PS Ratio Related Terms
Aeon Credit Service (Asia) Co PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Aeon Credit Service (Asia) Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aeon Credit Service (Asia) Co PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Aeon Credit Service (Asia) Co's PS Ratio falls into.
Aeon Credit Service (Asia) Co PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Aeon Credit Service (Asia) Co's Share Price of today is HK$9.08. Aeon Credit Service (Asia) Co's Revenue per Share for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$4.22.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Aeon Credit Service (Asia) Co (HKSE:00900) has a PS Ratio of 2.15 as of Sep. 12, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Aeon Credit Service (Asia) Co and its competitors. This is 18% above median its historical median of 1.82. Over the past decade, Aeon Credit Service (Asia) Co's PS Ratio has ranged from 1.45 to 6.38. According to the industry distribution chart, Aeon Credit Service (Asia) Co ranks #205 out of 520 companies in the Credit Services industry, placing it in the top 39.4%.
Is Aeon Credit Service (Asia) Co's PS Ratio too high?
Aeon Credit Service (Asia) Co's current PS Ratio of 2.15 is 18% above median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 1.45 to a high of 6.38. The Credit Services industry median PS Ratio is 2.80. Aeon Credit Service (Asia) Co's value of 2.15 is 23.2% below this industry median. Based on the distribution chart, Aeon Credit Service (Asia) Co ranks #205 out of 520 companies in the Credit Services industry, which is above the industry midpoint. Overall, Aeon Credit Service (Asia) Co has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Credit Service (Asia) Co's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Credit Service (Asia) Co ranks #205 out of 520 companies for PS Ratio. This puts Aeon Credit Service (Asia) Co in the upper half of its industry. The industry median PS Ratio is 2.80. Aeon Credit Service (Asia) Co's value of 2.15 is 23.2% below this benchmark. Historically, Aeon Credit Service (Asia) Co's own PS Ratio has ranged from 1.45 to 6.38 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 2.80, Aeon Credit Service (Asia) Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.80, based on 520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeon Credit Service (Asia) Co's current PS Ratio of 2.15 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Aeon Credit Service (Asia) Co and its competitors. For the Credit Services industry, the median PS Ratio is 2.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Credit Service (Asia) Co's current PS Ratio is 2.15, which is 18% above median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Credit Service (Asia) Co stock overvalued right now?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co (HKSE:00900) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$8.05, compared to a current price of HK$9.08 — trading 12.8% above its estimated fair value. The current PS Ratio is 2.15, which is 18% above median its 10-year median of 1.82 and 23.2% below the Credit Services industry median of 2.80. Aeon Credit Service (Asia) Co's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Aeon Credit Service (Asia) Co (HKSE:00900), the current PS Ratio is 2.15 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued.
The current stock price of HK$9.08 is trading 12.8% above its estimated GF Value™ of HK$8.05.
GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.
Key valuation signals for HKSE:00900:
PS Ratio: 2.15 (18% above median its 10-year median of 1.82)
GF Value™: HK$8.05 vs. price of HK$9.08 (12.8% above fair value)
Industry Position: 23.2% below the Credit Services median (#205 of 520)
No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
77GF Score
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