Aeon Credit Service (Asia) Co (HKSE:00900) FCF Yield %: 0.93 (As of Jul. 30, 2026)

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HKSE:00900 Aeon Credit Service (Asia) Co Ltd HKSE:00900
78 GF Score
Price HK$8.76
GF Value HK$7.87
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Aeon Credit Service (Asia) Co FCF Yield %?

Aeon Credit Service (Asia) Co HKSE:00900 -1.02% 78 FCF Yield % is 0.93 as of Jul. 30, 2026. GuruFocus rates HKSE:00900 with a GF Score™ of 78/100 and a GF Value™ of HK$7.87 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 542 Credit Services companies, Aeon Credit Service (Asia) Co ranks better than 56.09% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Aeon Credit Service (Asia) Co's Trailing 12-Month Free Cash Flow is HK$34 Mil, and Market Cap is HK$3,668 Mil. Therefore, Aeon Credit Service (Asia) Co's FCF Yield % for today is 0.93%.

The historical rank and industry rank for Aeon Credit Service (Asia) Co's FCF Yield % or its related term are showing as below:

HKSE:00900' s FCF Yield % Range Over the Past 10 Years
Min: -33.54   Med: -5.16   Max: 12.91
Current: 0.93


During the past 13 years, the highest FCF Yield % of Aeon Credit Service (Asia) Co was 12.91%. The lowest was -33.54%. And the median was -5.16%.

HKSE:00900's FCF Yield % is ranked better than
56.09% of 542 companies
in the Credit Services industry
Industry Median: -0.21 vs HKSE:00900: 0.93

Aeon Credit Service (Asia) Co's FCF Margin % for the quarter that ended in May. 2026 was 41.46%.


Aeon Credit Service (Asia) Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Aeon Credit Service (Asia) Co FCF Yield % Related Terms


Aeon Credit Service (Asia) Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for Aeon Credit Service (Asia) Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Credit Service (Asia) Co FCF Yield % Chart

Aeon Credit Service (Asia) Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.06 -51.44 -33.54 4.74 1.94

Aeon Credit Service (Asia) Co Quarterly Data
Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.52 -7.51 -2.73 -9.27 20.79

HKSE:00900 vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Aeon Credit Service (Asia) Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Credit Service (Asia) Co FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Aeon Credit Service (Asia) Co's FCF Yield % falls into.


HKSE:00900
78GF Score
Aeon Credit Service (Asia) Co Ltd HKSE:00900
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aeon Credit Service (Asia) Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Aeon Credit Service (Asia) Co's FCF Yield % for the fiscal year that ended in Feb. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=63.332 / 3266.3748
=1.94%

Aeon Credit Service (Asia) Co's annualized FCF Yield % for the quarter that ended in May. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=187.172 * 4 / 3601.3876
=20.79%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 0.93 mean?
Aeon Credit Service (Asia) Co (HKSE:00900) has a FCF Yield % of 0.93 as of Jul. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Aeon Credit Service (Asia) Co and its competitors. According to the industry distribution chart, Aeon Credit Service (Asia) Co ranks #238 out of 542 companies in the Credit Services industry, placing it in the top 43.9%.
Is Aeon Credit Service (Asia) Co's FCF Yield % too high?
Aeon Credit Service (Asia) Co's current FCF Yield % is 0.93. Based on the distribution chart, Aeon Credit Service (Asia) Co ranks #238 out of 542 companies in the Credit Services industry, which is above the industry midpoint. Overall, Aeon Credit Service (Asia) Co has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Credit Service (Asia) Co's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Credit Service (Asia) Co ranks #238 out of 542 companies for FCF Yield %. This puts Aeon Credit Service (Asia) Co in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Aeon Credit Service (Asia) Co and its competitors. Aeon Credit Service (Asia) Co's current FCF Yield % is 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Credit Service (Asia) Co stock overvalued right now?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co (HKSE:00900) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$7.87, compared to a current price of HK$8.76 — trading 11.3% above its estimated fair value. The current FCF Yield % is 0.93. Aeon Credit Service (Asia) Co's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Aeon Credit Service (Asia) Co (HKSE:00900), the current FCF Yield % is 0.93 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued. The current stock price of HK$8.76 is trading 11.3% above its estimated GF Value™ of HK$7.87. GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.

Key valuation signals for HKSE:00900:

  • FCF Yield %: 0.93
  • GF Value™: HK$7.87 vs. price of HK$8.76 (11.3% above fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Credit Service (Asia) Co Business Description

Address 132 Nathan Road, 20th Floor, Mira Place Tower A, Tsimshatsui, Kowloon, Hong Kong, HKG
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
78GF Score

Get the complete analysis for HKSE:00900

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$8.76
Price
HK$7.87
GF Value