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Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.
Aeon Credit Service (Asia) Co's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is
35.78%.
Aeon Credit Service (Asia) Co Margin of Safety % (DCF Earnings Based) Related Terms
HKSE:00900 vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison
For the Credit Services subindustry, Aeon Credit Service (Asia) Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aeon Credit Service (Asia) Co Margin of Safety % (DCF Earnings Based) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:
* The bar in red indicates where Aeon Credit Service (Asia) Co's Margin of Safety % (DCF Earnings Based) falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.
What does a Margin of Safety % (DCF Earnings Based) of 35.78% mean?
Aeon Credit Service (Asia) Co (HKSE:00900) has a Margin of Safety % (DCF Earnings Based) of 35.78% as of Jul. 30, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Aeon Credit Service (Asia) Co.
Is Aeon Credit Service (Asia) Co's Margin of Safety % (DCF Earnings Based) too high?
Aeon Credit Service (Asia) Co's current Margin of Safety % (DCF Earnings Based) is 35.78%. Overall, Aeon Credit Service (Asia) Co has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Credit Service (Asia) Co's Margin of Safety % (DCF Earnings Based) compare to V and MA?
Aeon Credit Service (Asia) Co's Margin of Safety % (DCF Earnings Based) of 35.78% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Aeon Credit Service (Asia) Co. Aeon Credit Service (Asia) Co's current Margin of Safety % (DCF Earnings Based) is 35.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Credit Service (Asia) Co stock overvalued right now?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co (HKSE:00900) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$7.87, compared to a current price of HK$8.76 — trading 11.3% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 35.78%. Aeon Credit Service (Asia) Co's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Aeon Credit Service (Asia) Co (HKSE:00900), the current Margin of Safety % (DCF Earnings Based) is 35.78% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued.
The current stock price of HK$8.76 is trading 11.3% above its estimated GF Value™ of HK$7.87.
GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.
Key valuation signals for HKSE:00900:
Margin of Safety % (DCF Earnings Based): 35.78%
GF Value™: HK$7.87 vs. price of HK$8.76 (11.3% above fair value)
No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aeon Credit Service (Asia) Co Business Description
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
77GF Score
Get the complete analysis for HKSE:00900
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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