Aeon Credit Service (Asia) Co (HKSE:00900) Mohanram G-Score: N/A (As of May. 2026)

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HKSE:00900 Aeon Credit Service (Asia) Co Ltd HKSE:00900
77 GF Score
Price HK$8.80
GF Value HK$7.89
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Aeon Credit Service (Asia) Co Mohanram G-Score?

Aeon Credit Service (Asia) Co does not have enough data to calculate Mohanram G-Score.

Aeon Credit Service (Asia) Co  (HKSE:00900) Mohanram G-Score Explanation

Partha Mohanram is the John H. Watson Chair in Value Investing at Rotman and the Acting Vice-Dean of Research Strategy and Resources.

In 2000, he wrote a research paper called "Separating Winners from Losers Among Low Book-to-Market Stocks Using Financial Statement Analysis".

This paper tests whether a strategy based on financial statement analysis of low book-to-market (growth) stocks is successful in differentiating between winners and losers in terms of future stock performance. Based on the research, a strategy based on buying high G-score (6, 7 or 8) firms and shorting low G-score (0 or 1) firms consistently earns significant excess returns. Further, the results do not support a risk based explanation for the book-to-market effect as the strategy returns positive returns in all years, and firms that ex-ante appear less risky have better future returns.

To conclude, one can use a modified fundamental analysis strategy (G-score) to identify mispricing and earn substantial abnormal returns.


Aeon Credit Service (Asia) Co Mohanram G-Score Related Terms


Aeon Credit Service (Asia) Co Mohanram G-Score Historical Data

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The historical data trend for Aeon Credit Service (Asia) Co's Mohanram G-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Credit Service (Asia) Co Mohanram G-Score Chart

Aeon Credit Service (Asia) Co Annual Data
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Mohanram G-Score
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Aeon Credit Service (Asia) Co Quarterly Data
Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
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HKSE:00900 vs V, MA, AXP: Mohanram G-Score Comparison

For the Credit Services subindustry, Aeon Credit Service (Asia) Co's Mohanram G-Score, along with its competitors' market caps and Mohanram G-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Credit Service (Asia) Co Mohanram G-Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's Mohanram G-Score distribution charts can be found below:

* The bar in red indicates where Aeon Credit Service (Asia) Co's Mohanram G-Score falls into.


HKSE:00900
77GF Score
Aeon Credit Service (Asia) Co Ltd HKSE:00900
Mohanram G-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Aeon Credit Service (Asia) Co Mohanram G-Score Calculation

The calculation of the Mohanram G-score consists of eight criteria. Assign one point for each criterion met, then add up all the points to get the G-Score.

Profitability

Question 1. Return on Assets (ROA)

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. It measures how well a company uses its asset to generate earnings.

Score 1 if ROA > ROA Industry Median, 0 otherwise.

Question 2. Cash ROA

Cash ROA equals to Cash Flow from Operations divided by average Total Assets. It measures how well a company uses its asset to generate cash.

Score 1 if Cash ROA > Cash ROA Industry Median, 0 otherwise.

Question 3. CFO and Net Income

Score 1 if CFO > Net Income, 0 otherwise.

Earnings Predictability

Question 4. Earnings Variability

Earnings Variability is measured as the variance of a firm's ROA in the past five years.

Score 1 if Earnings Variability < Earnings Variability Industry Median, 0 otherwise.

Question 5. Sales Growth Variability

Sales Growth Variability is measured as the 5-year variance in sales growth.

Score 1 if Sales Growth Variability < Sales Growth Variability Industry Median, 0 otherwise.

Accounting Conservatism

Question 6. Research & Development Intensity

Research & Development Intensity is calcualted by Research & Development divided by the beginning Total Assets.

Score 1 if Research & Development Intensity > Research & Development Intensity Industry Median, 0 otherwise.

Question 7. CAPEX Intensity

CAPEX Intensity is calcualted by Capital Expenditure divided by the beginning Total Assets.

Score 1 if CAPEX Intensity > CAPEX Intensity Industry Median, 0 otherwise.

Question 8. Advertising Expenditure Intensity

Advertising Expenditure Intensity is calcualted by Advertising Expenditure divided by the beginning Total Assets. Note that Advertising Expenditure is not reported as a seperate line item for many companies, thus Selling, General, & Admin. Expense is used in this calculation.

Score 1 if Advertising Expenditure Intensity > Advertising Expenditure Intensity Industry Median, 0 otherwise.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note that all the Industry Median used for comparison in his original research, are substituted with Sector Median due to the limitation of data within certain countries.

Good or high score = 6, 7, 8
Bad or low score = 0, 1

Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued. The current stock price of HK$8.80 is trading 11.5% above its estimated GF Value™ of HK$7.89. GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.

Key valuation signals for HKSE:00900:

  • Mohanram G-Score: N/A
  • GF Value™: HK$7.89 vs. price of HK$8.80 (11.5% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Credit Service (Asia) Co Business Description

Address 132 Nathan Road, 20th Floor, Mira Place Tower A, Tsimshatsui, Kowloon, Hong Kong, HKG
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
77GF Score

Get the complete analysis for HKSE:00900

Mohanram G-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$8.80
Price
HK$7.89
GF Value