Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Aeon Credit Service (Asia) Co's PEG Ratio or its related term are showing as below:
HKSE:00900'
s PEG Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.82 Max: 1.88
Current: 1.38
During the past 13 years, Aeon Credit Service (Asia) Co's highest PEG Ratio was 1.88. The lowest was 0.51. And the median was 0.82.
HKSE:00900's PEG Ratio is ranked worse than 59.49% of 237
companies
in the Credit Services industry
Industry Median: 0.88
vs HKSE:00900: 1.38
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Aeon Credit Service (Asia) Co (HKSE:00900) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Aeon Credit Service (Asia) Co PEG Ratio Related Terms
Aeon Credit Service (Asia) Co PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Aeon Credit Service (Asia) Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aeon Credit Service (Asia) Co PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Aeon Credit Service (Asia) Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Aeon Credit Service (Asia) Co (HKSE:00900) has a PEG Ratio of 1.38 as of Aug. 18, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Aeon Credit Service (Asia) Co and its competitors. This is 68% above median its historical median of 0.82. Over the past decade, Aeon Credit Service (Asia) Co's PEG Ratio has ranged from 0.51 to 1.88. According to the industry distribution chart, Aeon Credit Service (Asia) Co ranks #141 out of 237 companies in the Credit Services industry, placing it in the top 59.5%.
Is Aeon Credit Service (Asia) Co's PEG Ratio too high?
Aeon Credit Service (Asia) Co's current PEG Ratio of 1.38 is 68% above median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.88. The Credit Services industry median PEG Ratio is 0.88. Aeon Credit Service (Asia) Co's value of 1.38 is 56.8% above this industry median. Based on the distribution chart, Aeon Credit Service (Asia) Co ranks #141 out of 237 companies in the Credit Services industry, which is below the industry midpoint. Overall, Aeon Credit Service (Asia) Co has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Credit Service (Asia) Co's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Credit Service (Asia) Co ranks #141 out of 237 companies for PEG Ratio. This places Aeon Credit Service (Asia) Co in the lower half of its industry. The industry median PEG Ratio is 0.88. Aeon Credit Service (Asia) Co's value of 1.38 is 56.8% above this benchmark. Historically, Aeon Credit Service (Asia) Co's own PEG Ratio has ranged from 0.51 to 1.88 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 0.88, Aeon Credit Service (Asia) Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.88, based on 237 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeon Credit Service (Asia) Co's current PEG Ratio of 1.38 is 56.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Aeon Credit Service (Asia) Co and its competitors. For the Credit Services industry, the median PEG Ratio is 0.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Credit Service (Asia) Co's current PEG Ratio is 1.38, which is 68% above median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Credit Service (Asia) Co stock overvalued right now?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co (HKSE:00900) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$7.95, compared to a current price of HK$8.98 — trading 13% above its estimated fair value. The current PEG Ratio is 1.38, which is 68% above median its 10-year median of 0.82 and 56.8% above the Credit Services industry median of 0.88. Aeon Credit Service (Asia) Co's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Aeon Credit Service (Asia) Co (HKSE:00900), the current PEG Ratio is 1.38 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued.
The current stock price of HK$8.98 is trading 13% above its estimated GF Value™ of HK$7.95.
GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.
Key valuation signals for HKSE:00900:
PEG Ratio: 1.38 (68% above median its 10-year median of 0.82)
GF Value™: HK$7.95 vs. price of HK$8.98 (13% above fair value)
Industry Position: 56.8% above the Credit Services median (#141 of 237)
No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
77GF Score
Get the complete analysis for HKSE:00900
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:00900 has been successfully added to your 
