PT Bank Amar Indonesia Tbk (ISX:AMAR) Enterprise Value: Rp2,845,078 Mil (As of Jun. 30, 2026) ***


ISX:AMAR PT Bank Amar Indonesia Tbk ISX:AMAR
77 GF Score
Price Rp194.00
GF Value Rp309.19
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Bank Amar Indonesia Tbk Enterprise Value?

PT Bank Amar Indonesia Tbk ISX:AMAR 77 Enterprise Value is Rp2,845,078 Mil as of Jun. 30, 2026. GuruFocus rates ISX:AMAR with a GF Score™ of 77/100 and a GF Value™ of Rp309.19 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PT Bank Amar Indonesia Tbk's Enterprise Value is Rp2,845,078 Mil. PT Bank Amar Indonesia Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1,844,625 Mil. Therefore, PT Bank Amar Indonesia Tbk's EV-to-Revenue ratio for today is 1.54.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, PT Bank Amar Indonesia Tbk's Enterprise Value is Rp2,845,078 Mil. PT Bank Amar Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was Rp267,053 Mil. Therefore, PT Bank Amar Indonesia Tbk's EV-to-OCF ratio for today is 10.65.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PT Bank Amar Indonesia Tbk's Enterprise Value is Rp2,845,078 Mil. PT Bank Amar Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp253,075 Mil. Therefore, PT Bank Amar Indonesia Tbk's EV-to-FCF ratio for today is 11.24.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


PT Bank Amar Indonesia Tbk  (ISX:AMAR) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

PT Bank Amar Indonesia Tbk's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=2845077.621/1844625
=1.54

PT Bank Amar Indonesia Tbk's current Enterprise Value is Rp2,845,078 Mil.
PT Bank Amar Indonesia Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,844,625 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

PT Bank Amar Indonesia Tbk's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2845077.621/267053
=10.65

PT Bank Amar Indonesia Tbk's current Enterprise Value is Rp2,845,078 Mil.
PT Bank Amar Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp267,053 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

PT Bank Amar Indonesia Tbk's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2845077.621/253075
=11.24

PT Bank Amar Indonesia Tbk's current Enterprise Value is Rp2,845,078 Mil.
PT Bank Amar Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp253,075 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank Amar Indonesia Tbk Enterprise Value Related Terms


PT Bank Amar Indonesia Tbk Enterprise Value Historical Data

* Premium members only.

The historical data trend for PT Bank Amar Indonesia Tbk's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Amar Indonesia Tbk Enterprise Value Chart

PT Bank Amar Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,233,272.12 1,752,235.30 4,741,712.84 2,464,742.54 2,765,910.06

PT Bank Amar Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,059,494.76 1,892,759.33 2,831,900.98 2,765,910.06 2,917,132.25

PT Bank Amar Indonesia Tbk Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Amar Indonesia Tbk Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's Enterprise Value distribution charts can be found below:

* The bar in red indicates where PT Bank Amar Indonesia Tbk's Enterprise Value falls into.


ISX:AMAR
77GF Score
PT Bank Amar Indonesia Tbk ISX:AMAR
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Amar Indonesia Tbk Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

PT Bank Amar Indonesia Tbk's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

PT Bank Amar Indonesia Tbk's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of Rp2,845,078 Mil mean?
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a Enterprise Value of Rp2,845,078 Mil as of Jun. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Bank Amar Indonesia Tbk and its competitors.
Is PT Bank Amar Indonesia Tbk's Enterprise Value too high?
PT Bank Amar Indonesia Tbk's current Enterprise Value is Rp2,845,078 Mil. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's Enterprise Value compare to competitors?
PT Bank Amar Indonesia Tbk's Enterprise Value of Rp2,845,078 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Bank Amar Indonesia Tbk and its competitors. PT Bank Amar Indonesia Tbk's current Enterprise Value is Rp2,845,078 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp309.19, compared to a current price of Rp194.00 — trading 37.3% below its estimated fair value. The current Enterprise Value is Rp2,845,078 Mil. PT Bank Amar Indonesia Tbk's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current Enterprise Value is Rp2,845,078 Mil as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued. The current stock price of Rp194.00 is trading 37.3% below its estimated GF Value™ of Rp309.19. GuruFocus considers PT Bank Amar Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:AMAR:

  • Enterprise Value: Rp2,845,078 Mil
  • GF Value™: Rp309.19 vs. price of Rp194.00 (37.3% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Amar Indonesia Tbk Business Description

Address Jalan Basuki Rahmad No. 109, Surabaya, IDN, 60271
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
77GF Score

Get the complete analysis for ISX:AMAR

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp194.00
Price
Rp309.19
GF Value