* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Amar Indonesia Tbk OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Amar Indonesia Tbk OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's OCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Amar Indonesia Tbk's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a OCF Margin % of -9.87% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Amar Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank Amar Indonesia Tbk ranks #1015 out of 1501 companies in the Banks industry, placing it in the top 67.6%.
Is PT Bank Amar Indonesia Tbk's OCF Margin % too high?
PT Bank Amar Indonesia Tbk's current OCF Margin % is -9.87%. Based on the distribution chart, PT Bank Amar Indonesia Tbk ranks #1015 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Amar Indonesia Tbk ranks #1015 out of 1501 companies for OCF Margin %. This places PT Bank Amar Indonesia Tbk in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Amar Indonesia Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Amar Indonesia Tbk's current OCF Margin % is -9.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp309.19, compared to a current price of Rp200.00 — trading 35.3% below its estimated fair value. The current OCF Margin % is -9.87%. PT Bank Amar Indonesia Tbk's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current OCF Margin % is -9.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp200.00 is trading 35.3% below its estimated GF Value™ of Rp309.19.
GuruFocus considers PT Bank Amar Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:AMAR:
OCF Margin %: -9.87%
GF Value™: Rp309.19 vs. price of Rp200.00 (35.3% below fair value)
No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
77GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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