PT Bank Amar Indonesia Tbk (ISX:AMAR) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


ISX:AMAR PT Bank Amar Indonesia Tbk ISX:AMAR
77 GF Score
Price Rp198.00
GF Value Rp310.14
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Bank Amar Indonesia Tbk Dividend Payout Ratio?

PT Bank Amar Indonesia Tbk ISX:AMAR -0.50% 77 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates ISX:AMAR with a GF Score™ of 77/100 and a GF Value™ of Rp310.14 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,170 Banks companies, PT Bank Amar Indonesia Tbk ranks worse than 90.94% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. PT Bank Amar Indonesia Tbk's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of PT Bank Amar Indonesia Tbk is 0.72, which seems too high.

The historical rank and industry rank for PT Bank Amar Indonesia Tbk's Dividend Payout Ratio or its related term are showing as below:

ISX:AMAR' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.59   Med: 0.71   Max: 7.04
Current: 0.72


During the past 10 years, the highest Dividend Payout Ratio of PT Bank Amar Indonesia Tbk was 7.04. The lowest was 0.59. And the median was 0.71.

ISX:AMAR's Dividend Payout Ratio is ranked worse than
90.94% of 1170 companies
in the Banks industry
Industry Median: 0.32 vs ISX:AMAR: 0.72

As of today (2026-07-02), the Dividend Yield % of PT Bank Amar Indonesia Tbk is 3.84%.

During the past 10 years, the highest Trailing Annual Dividend Yield of PT Bank Amar Indonesia Tbk was 5.96%. The lowest was 0.71%. And the median was 3.31%.

PT Bank Amar Indonesia Tbk's Dividends per Share for the months ended in Mar. 2026 was Rp0.00.

During the past 12 months, PT Bank Amar Indonesia Tbk's average Dividends Per Share Growth Rate was 41.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


PT Bank Amar Indonesia Tbk (ISX:AMAR) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


PT Bank Amar Indonesia Tbk Dividend Payout Ratio Related Terms


PT Bank Amar Indonesia Tbk Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Amar Indonesia Tbk's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Amar Indonesia Tbk Dividend Payout Ratio Chart

PT Bank Amar Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.59 0.71

PT Bank Amar Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.65 0.91 0.34 0.00

PT Bank Amar Indonesia Tbk Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Amar Indonesia Tbk Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Amar Indonesia Tbk's Dividend Payout Ratio falls into.


ISX:AMAR
77GF Score
PT Bank Amar Indonesia Tbk ISX:AMAR
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Amar Indonesia Tbk Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

PT Bank Amar Indonesia Tbk's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=10.04/ 14.199
=0.71

PT Bank Amar Indonesia Tbk's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 4
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PT Bank Amar Indonesia Tbk and its competitors. Over the past decade, PT Bank Amar Indonesia Tbk's Dividend Payout Ratio has ranged from 0.59 to 7.04. According to the industry distribution chart, PT Bank Amar Indonesia Tbk ranks #1064 out of 1170 companies in the Banks industry, placing it in the top 90.9%.
Is PT Bank Amar Indonesia Tbk's Dividend Payout Ratio too high?
PT Bank Amar Indonesia Tbk's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 7.04. Based on the distribution chart, PT Bank Amar Indonesia Tbk ranks #1064 out of 1170 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Amar Indonesia Tbk ranks #1064 out of 1170 companies for Dividend Payout Ratio. This places PT Bank Amar Indonesia Tbk in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, PT Bank Amar Indonesia Tbk's own Dividend Payout Ratio has ranged from 0.59 to 7.04 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PT Bank Amar Indonesia Tbk and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Amar Indonesia Tbk's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp310.14, compared to a current price of Rp198.00 — trading 36.2% below its estimated fair value. The current Dividend Payout Ratio is 0.00. PT Bank Amar Indonesia Tbk's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued. The current stock price of Rp198.00 is trading 36.2% below its estimated GF Value™ of Rp310.14. GuruFocus considers PT Bank Amar Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:AMAR:

  • Dividend Payout Ratio: 0.00
  • GF Value™: Rp310.14 vs. price of Rp198.00 (36.2% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Amar Indonesia Tbk Business Description

Address Jalan Basuki Rahmad No. 109, Surabaya, IDN, 60271
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
77GF Score

Get the complete analysis for ISX:AMAR

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp198.00
Price
Rp310.14
GF Value