PT Bank Amar Indonesia Tbk (ISX:AMAR) ROC %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:AMAR PT Bank Amar Indonesia Tbk ISX:AMAR
79 GF Score
Price Rp222.00
GF Value Rp262.06
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank Amar Indonesia Tbk ROC %?

PT Bank Amar Indonesia Tbk ISX:AMAR +0.91% 79 ROC % is % as of Jun. 2026. GuruFocus rates ISX:AMAR with a GF Score™ of 79/100 and a GF Value™ of Rp262.06 (Modestly Undervalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

ISX:AMAR
79GF Score
PT Bank Amar Indonesia Tbk ISX:AMAR
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PT Bank Amar Indonesia Tbk and its competitors.
Is PT Bank Amar Indonesia Tbk's ROC % too high?
PT Bank Amar Indonesia Tbk's current ROC % is %. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's ROC % compare to competitors?
PT Bank Amar Indonesia Tbk's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PT Bank Amar Indonesia Tbk and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Amar Indonesia Tbk's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp262.06, compared to a current price of Rp222.00 — trading 15.3% below its estimated fair value. The current ROC % is %. PT Bank Amar Indonesia Tbk's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued. The current stock price of Rp222.00 is trading 15.3% below its estimated GF Value™ of Rp262.06. GuruFocus considers PT Bank Amar Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:AMAR:

  • ROC %: %
  • GF Value™: Rp262.06 vs. price of Rp222.00 (15.3% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Amar Indonesia Tbk Business Description

Address Jalan Basuki Rahmad No. 109, Surabaya, IDN, 60271
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
79GF Score

Get the complete analysis for ISX:AMAR

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp222.00
Price
Rp262.06
GF Value