PT Bank Amar Indonesia Tbk (ISX:AMAR) PS Ratio: 2.01 (As of Jul. 10, 2026) — 46% Below Median


ISX:AMAR PT Bank Amar Indonesia Tbk ISX:AMAR
77 GF Score
Price Rp202.00
GF Value Rp311.40
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Bank Amar Indonesia Tbk PS Ratio?

PT Bank Amar Indonesia Tbk ISX:AMAR -0.98% 77 PS Ratio is 2.01 as of Jul. 10, 2026, which is 46% below its 10-year median of 3.69. GuruFocus rates ISX:AMAR with a GF Score™ of 77/100 and a GF Value™ of Rp311.40 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, PT Bank Amar Indonesia Tbk ranks better than 73.73% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PT Bank Amar Indonesia Tbk's share price is Rp202.00. PT Bank Amar Indonesia Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp100.36. Hence, PT Bank Amar Indonesia Tbk's PS Ratio for today is 2.01.

The historical rank and industry rank for PT Bank Amar Indonesia Tbk's PS Ratio or its related term are showing as below:

ISX:AMAR' s PS Ratio Range Over the Past 10 Years
Min: 1.7   Med: 3.69   Max: 9.78
Current: 2.01

During the past 10 years, PT Bank Amar Indonesia Tbk's highest PS Ratio was 9.78. The lowest was 1.70. And the median was 3.69.

ISX:AMAR's PS Ratio is ranked better than
73.73% of 1515 companies
in the Banks industry
Industry Median: 3 vs ISX:AMAR: 2.01

PT Bank Amar Indonesia Tbk's Revenue per Sharefor the three months ended in Mar. 2026 was Rp26.47. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp100.36.

During the past 12 months, the average Revenue per Share Growth Rate of PT Bank Amar Indonesia Tbk was 13.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 21.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.40% per year.

During the past 10 years, PT Bank Amar Indonesia Tbk's highest 3-Year average Revenue per Share Growth Rate was 79.90% per year. The lowest was -9.90% per year. And the median was 16.80% per year.

Back to Basics: PS Ratio


PT Bank Amar Indonesia Tbk  (ISX:AMAR) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


PT Bank Amar Indonesia Tbk PS Ratio Related Terms


PT Bank Amar Indonesia Tbk PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Amar Indonesia Tbk's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Amar Indonesia Tbk PS Ratio Chart

PT Bank Amar Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.65 4.36 4.90 2.26 2.28

PT Bank Amar Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.95 1.71 2.15 2.28 1.97

PT Bank Amar Indonesia Tbk PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Amar Indonesia Tbk PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Amar Indonesia Tbk's PS Ratio falls into.


ISX:AMAR
77GF Score
PT Bank Amar Indonesia Tbk ISX:AMAR
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Amar Indonesia Tbk PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

PT Bank Amar Indonesia Tbk's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=202.00/100.355
=2.01

PT Bank Amar Indonesia Tbk's Share Price of today is Rp202.00.
PT Bank Amar Indonesia Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp100.36.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.01 mean?
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a PS Ratio of 2.01 as of Jul. 10, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Amar Indonesia Tbk and its competitors. This is 46% below median its historical median of 3.69. Over the past decade, PT Bank Amar Indonesia Tbk's PS Ratio has ranged from 1.70 to 9.78. According to the industry distribution chart, PT Bank Amar Indonesia Tbk ranks #398 out of 1515 companies in the Banks industry, placing it in the top 26.3%.
Is PT Bank Amar Indonesia Tbk's PS Ratio too high?
PT Bank Amar Indonesia Tbk's current PS Ratio of 2.01 is 46% below median its 10-year median of 3.69. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 9.78. The Banks industry median PS Ratio is 3.00. PT Bank Amar Indonesia Tbk's value of 2.01 is 33% below this industry median. Based on the distribution chart, PT Bank Amar Indonesia Tbk ranks #398 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Amar Indonesia Tbk ranks #398 out of 1515 companies for PS Ratio. This puts PT Bank Amar Indonesia Tbk in the upper half of its industry. The industry median PS Ratio is 3.00. PT Bank Amar Indonesia Tbk's value of 2.01 is 33% below this benchmark. Historically, PT Bank Amar Indonesia Tbk's own PS Ratio has ranged from 1.70 to 9.78 over the past decade. While the company's 10-year median is 3.69 vs. the industry median of 3.00, PT Bank Amar Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Amar Indonesia Tbk's current PS Ratio of 2.01 is 33% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Amar Indonesia Tbk and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Amar Indonesia Tbk's current PS Ratio is 2.01, which is 46% below median its own 10-year median of 3.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp311.40, compared to a current price of Rp202.00 — trading 35.1% below its estimated fair value. The current PS Ratio is 2.01, which is 46% below median its 10-year median of 3.69 and 33% below the Banks industry median of 3.00. PT Bank Amar Indonesia Tbk's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current PS Ratio is 2.01 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued. The current stock price of Rp202.00 is trading 35.1% below its estimated GF Value™ of Rp311.40. GuruFocus considers PT Bank Amar Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:AMAR:

  • PS Ratio: 2.01 (46% below median its 10-year median of 3.69)
  • GF Value™: Rp311.40 vs. price of Rp202.00 (35.1% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 33% below the Banks median (#398 of 1515)

No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Amar Indonesia Tbk Business Description

Address Jalan Basuki Rahmad No. 109, Surabaya, IDN, 60271
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
77GF Score

Get the complete analysis for ISX:AMAR

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp202.00
Price
Rp311.40
GF Value