PT Bank Amar Indonesia Tbk (ISX:AMAR) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:AMAR PT Bank Amar Indonesia Tbk ISX:AMAR
77 GF Score
Price Rp220.00
GF Value Rp261.80
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank Amar Indonesia Tbk Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

PT Bank Amar Indonesia Tbk's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

PT Bank Amar Indonesia Tbk Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Amar Indonesia Tbk Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PT Bank Amar Indonesia Tbk's Margin of Safety % (DCF FCF Based) falls into.


ISX:AMAR
77GF Score
PT Bank Amar Indonesia Tbk ISX:AMAR
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued. The current stock price of Rp220.00 is trading 16% below its estimated GF Value™ of Rp261.80. GuruFocus considers PT Bank Amar Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:AMAR:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: Rp261.80 vs. price of Rp220.00 (16% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Amar Indonesia Tbk Business Description

Address Jalan Basuki Rahmad No. 109, Surabaya, IDN, 60271
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
77GF Score

Get the complete analysis for ISX:AMAR

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp220.00
Price
Rp261.80
GF Value