PT Bank Amar Indonesia Tbk (ISX:AMAR) OCF Yield %: 7.41 (As of Jul. 01, 2026) — Near Median


ISX:AMAR PT Bank Amar Indonesia Tbk ISX:AMAR
77 GF Score
Price Rp194.00
GF Value Rp309.98
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Bank Amar Indonesia Tbk OCF Yield %?

PT Bank Amar Indonesia Tbk ISX:AMAR 77 OCF Yield % is 7.41 as of Jul. 01, 2026, which is 1% above its 10-year median of 7.36. GuruFocus rates ISX:AMAR with a GF Score™ of 77/100 and a GF Value™ of Rp309.98 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, PT Bank Amar Indonesia Tbk ranks worse than 58.59% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, PT Bank Amar Indonesia Tbk's Trailing 12-Month Cash Flow from Operations is Rp267,053 Mil, and Market Cap is Rp3,494,653 Mil. Therefore, PT Bank Amar Indonesia Tbk's OCF Yield % for today is 7.41%.

The historical rank and industry rank for PT Bank Amar Indonesia Tbk's OCF Yield % or its related term are showing as below:

ISX:AMAR' s OCF Yield % Range Over the Past 10 Years
Min: -56.52   Med: 7.36   Max: 51.14
Current: 7.41


During the past 10 years, the highest OCF Yield % of PT Bank Amar Indonesia Tbk was 51.14%. The lowest was -56.52%. And the median was 7.36%.

ISX:AMAR's OCF Yield % is ranked worse than
58.59% of 1502 companies
in the Banks industry
Industry Median: 9.32 vs ISX:AMAR: 7.41

PT Bank Amar Indonesia Tbk's OCF Margin % for the quarter that ended in Mar. 2026 was %.


PT Bank Amar Indonesia Tbk OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Amar Indonesia Tbk OCF Yield % Related Terms


PT Bank Amar Indonesia Tbk OCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Amar Indonesia Tbk's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Amar Indonesia Tbk OCF Yield % Chart

PT Bank Amar Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.58 -84.44 -5.04 17.83 7.74

PT Bank Amar Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.07 10.31 -19.98 43.28 -5.38

PT Bank Amar Indonesia Tbk OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Amar Indonesia Tbk OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's OCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Amar Indonesia Tbk's OCF Yield % falls into.


ISX:AMAR
77GF Score
PT Bank Amar Indonesia Tbk ISX:AMAR
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Amar Indonesia Tbk OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

PT Bank Amar Indonesia Tbk's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=306772 / 3963008.06
=7.74%

PT Bank Amar Indonesia Tbk's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-48016 * 4 / 3566707.254
=-5.38%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 7.41 mean?
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a OCF Yield % of 7.41 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Amar Indonesia Tbk and its competitors. This is near median its historical median of 7.36. According to the industry distribution chart, PT Bank Amar Indonesia Tbk ranks #880 out of 1502 companies in the Banks industry, placing it in the top 58.6%.
Is PT Bank Amar Indonesia Tbk's OCF Yield % too high?
PT Bank Amar Indonesia Tbk's current OCF Yield % of 7.41 is near median its 10-year median of 7.36. The Banks industry median OCF Yield % is 9.32. PT Bank Amar Indonesia Tbk's value of 7.41 is 20.5% below this industry median. Based on the distribution chart, PT Bank Amar Indonesia Tbk ranks #880 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Amar Indonesia Tbk ranks #880 out of 1502 companies for OCF Yield %. This places PT Bank Amar Indonesia Tbk in the lower half of its industry. The industry median OCF Yield % is 9.32. PT Bank Amar Indonesia Tbk's value of 7.41 is 20.5% below this benchmark. While the company's 10-year median is 7.36 vs. the industry median of 9.32, PT Bank Amar Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Amar Indonesia Tbk's current OCF Yield % of 7.41 is 20.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Amar Indonesia Tbk and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Amar Indonesia Tbk's current OCF Yield % is 7.41, which is near median its own 10-year median of 7.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp309.98, compared to a current price of Rp194.00 — trading 37.4% below its estimated fair value. The current OCF Yield % is 7.41, which is near median its 10-year median of 7.36 and 20.5% below the Banks industry median of 9.32. PT Bank Amar Indonesia Tbk's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current OCF Yield % is 7.41 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued. The current stock price of Rp194.00 is trading 37.4% below its estimated GF Value™ of Rp309.98. GuruFocus considers PT Bank Amar Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:AMAR:

  • OCF Yield %: 7.41 (near median its 10-year median of 7.36)
  • GF Value™: Rp309.98 vs. price of Rp194.00 (37.4% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 20.5% below the Banks median (#880 of 1502)

No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Amar Indonesia Tbk Business Description

Address Jalan Basuki Rahmad No. 109, Surabaya, IDN, 60271
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
77GF Score

Get the complete analysis for ISX:AMAR

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp194.00
Price
Rp309.98
GF Value