PT Bank Amar Indonesia Tbk has the GF Score of 77, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes PT Bank Amar Indonesia Tbk
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
PT Bank Amar Indonesia Tbk (ISX:AMAR) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
PT Bank Amar Indonesia Tbk GF Score Related Terms
PT Bank Amar Indonesia Tbk GF Score Competitor Comparison
For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Amar Indonesia Tbk GF Score vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's GF Score distribution charts can be found below:
* The bar in red indicates where PT Bank Amar Indonesia Tbk's GF Score falls into.
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a GF Score of 77 as of Jul. 07, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Amar Indonesia Tbk and its competitors. This is 45% above median its historical median of 53.00. Over the past decade, PT Bank Amar Indonesia Tbk's GF Score has ranged from 7.00 to 77.00.
Is PT Bank Amar Indonesia Tbk's GF Score too high?
PT Bank Amar Indonesia Tbk's current GF Score of 77 is 45% above median its 10-year median of 53.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 77.00. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's GF Score compare to competitors?
PT Bank Amar Indonesia Tbk's GF Score of 77 can be compared against companies in the Banks industry. Historically, PT Bank Amar Indonesia Tbk's own GF Score has ranged from 7.00 to 77.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Amar Indonesia Tbk and its competitors. PT Bank Amar Indonesia Tbk's current GF Score is 77, which is 45% above median its own 10-year median of 53.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp310.93, compared to a current price of Rp210.00 — trading 32.5% below its estimated fair value. The current GF Score is 77, which is 45% above median its 10-year median of 53.00. PT Bank Amar Indonesia Tbk's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current GF Score is 77 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp210.00 is trading 32.5% below its estimated GF Value™ of Rp310.93.
GuruFocus considers PT Bank Amar Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:AMAR:
GF Score: 77 (45% above median its 10-year median of 53.00)
GF Value™: Rp310.93 vs. price of Rp210.00 (32.5% below fair value)
No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
77GF Score
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