Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, United Finance CoOG's Enterprise Value is ر.ع78.47 Mil.
United Finance CoOG's Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was ر.ع6.97 Mil. Therefore, United Finance CoOG's EV-to-Revenue ratio for today is 11.26.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
United Finance CoOG (MUS:UFCI) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
United Finance CoOG's current Enterprise Value is ر.ع78.47 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. United Finance CoOG's Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was ر.ع6.97 Mil.
United Finance CoOG's current Enterprise Value is ر.ع78.47 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. United Finance CoOG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2024 was ر.ع-3.39 Mil.
United Finance CoOG's current Enterprise Value is ر.ع78.47 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. United Finance CoOG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was ر.ع-3.54 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Finance CoOG Enterprise Value Related Terms
United Finance CoOG Enterprise Value Historical Data
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The historical data trend for United Finance CoOG's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:UFCI vs V, MA, AXP: Enterprise Value Comparison
For the Credit Services subindustry, United Finance CoOG's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Finance CoOG Enterprise Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, United Finance CoOG's Enterprise Value distribution charts can be found below:
* The bar in red indicates where United Finance CoOG's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
United Finance CoOG's Enterprise Value for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of ر.ع78.47 Mil mean?
United Finance CoOG (MUS:UFCI) has a Enterprise Value of ر.ع78.47 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on United Finance CoOG and its competitors.
Is United Finance CoOG's Enterprise Value too high?
United Finance CoOG's current Enterprise Value is ر.ع78.47 Mil.
How does United Finance CoOG's Enterprise Value compare to V and MA?
United Finance CoOG's Enterprise Value of ر.ع78.47 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on United Finance CoOG and its competitors. United Finance CoOG's current Enterprise Value is ر.ع78.47 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, United Finance CoOG (MUS:UFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.08, compared to a current price of ر.ع0.09 — trading 17.5% above its estimated fair value. The current Enterprise Value is ر.ع78.47 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For United Finance CoOG (MUS:UFCI), the current Enterprise Value is ر.ع78.47 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
United Finance Co SAOG is principally involved in providing vehicle and equipment financing and is also licensed to provide composite loans, bridge loans, hire purchase, debt factoring and financing of receivables and leasing in the Sultanate of Oman. The company's offerings include Car finance, Fleet finance, Business finance, Term loans, Equipment finance, Commercial vehicle and many more. The company derives revenue in the form of interest income, with the majority coming from its retail customers.
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