United Finance CoOGMUS:UFCI +1.08% Median PS Value is ر.ع0.08 as of Jul. 02, 2026. The stock has 5 warning signs investors should review. Among 288 Credit Services companies, United Finance CoOG ranks worse than 67.01% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for United Finance CoOG's Median PS Value or its related term are showing as below:
MUS:UFCI'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.62 Med: 0.72 Max: 1.18
Current: 1.18
During the past 13 years, the highest Price to Median PS Value of United Finance CoOG was 1.18. The lowest was 0.62. And the median was 0.72.
MUS:UFCI's Price-to-Median-PS-Value is ranked worse than 67.01% of 288
companies
in the Credit Services industry
Industry Median: 0.905
vs MUS:UFCI: 1.18
United Finance CoOG (MUS:UFCI) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
United Finance CoOG's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.094
/
0.08
=
1.18
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Finance CoOG Median PS Value Related Terms
United Finance CoOG Median PS Value Historical Data
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The historical data trend for United Finance CoOG's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:UFCI vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, United Finance CoOG's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Finance CoOG Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, United Finance CoOG's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where United Finance CoOG's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.
For company reported annually, GuruFocus uses latest annual data as the TTM data. United Finance CoOG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was ر.ع0.02.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Finance CoOG (MUS:UFCI) has a Median PS Value of ر.ع0.08 as of Jul. 02, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Finance CoOG and its competitors. Over the past decade, United Finance CoOG's Median PS Value has ranged from 0.62 to 1.18. According to the industry distribution chart, United Finance CoOG ranks #193 out of 288 companies in the Credit Services industry, placing it in the top 67%.
Is United Finance CoOG's Median PS Value too high?
United Finance CoOG's current Median PS Value is ر.ع0.08. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 1.18. Based on the distribution chart, United Finance CoOG ranks #193 out of 288 companies in the Credit Services industry, which is below the industry midpoint.
How does United Finance CoOG's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, United Finance CoOG ranks #193 out of 288 companies for Median PS Value. This places United Finance CoOG in the lower half of its industry. The industry median Median PS Value is 0.91. Historically, United Finance CoOG's own Median PS Value has ranged from 0.62 to 1.18 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.91, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Finance CoOG and its competitors. For the Credit Services industry, the median Median PS Value is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Finance CoOG's current Median PS Value is ر.ع0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, United Finance CoOG (MUS:UFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.08, compared to a current price of ر.ع0.09 — trading 17.5% above its estimated fair value. The current Median PS Value is ر.ع0.08. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For United Finance CoOG (MUS:UFCI), the current Median PS Value is ر.ع0.08 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
United Finance Co SAOG is principally involved in providing vehicle and equipment financing and is also licensed to provide composite loans, bridge loans, hire purchase, debt factoring and financing of receivables and leasing in the Sultanate of Oman. The company's offerings include Car finance, Fleet finance, Business finance, Term loans, Equipment finance, Commercial vehicle and many more. The company derives revenue in the form of interest income, with the majority coming from its retail customers.
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