United Finance CoOG (MUS:UFCI) OCF Margin %: -48.59% (As of Dec. 2024)


What is United Finance CoOG OCF Margin %?

United Finance CoOG MUS:UFCI +1.08% OCF Margin % is -48.59% as of Dec. 2024. The stock has 5 warning signs investors should review. Among 530 Credit Services companies, United Finance CoOG ranks worse than 75.09% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. United Finance CoOG's Cash Flow from Operations for the six months ended in Dec. 2024 was ر.ع-3.39 Mil. United Finance CoOG's Revenue for the six months ended in Dec. 2024 was ر.ع6.97 Mil. Therefore, United Finance CoOG's OCF Margin % for the quarter that ended in Dec. 2024 was -48.59%.

As of today, United Finance CoOG's current OCF Yield % is -10.12%.

The historical rank and industry rank for United Finance CoOG's OCF Margin % or its related term are showing as below:

MUS:UFCI' s OCF Margin % Range Over the Past 10 Years
Min: -130.51   Med: 36.66   Max: 216.86
Current: -48.59

During the past 13 years, the highest OCF Margin % of United Finance CoOG was 216.86%. The lowest was -130.51%. And the median was 36.66%.

MUS:UFCI's OCF Margin % is ranked worse than
75.09% of 530 companies
in the Credit Services industry
Industry Median: 2.225 vs MUS:UFCI: -48.59

United Finance CoOG OCF Margin % Related Terms

United Finance CoOG OCF Margin % Historical Data

* Premium members only.

The historical data trend for United Finance CoOG's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Finance CoOG OCF Margin % Chart

United Finance CoOG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 216.86 136.51 -101.85 -130.51 -48.59

United Finance CoOG Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 216.86 136.51 -101.85 -130.51 -48.59

MUS:UFCI vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, United Finance CoOG's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Finance CoOG OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, United Finance CoOG's OCF Margin % distribution charts can be found below:

* The bar in red indicates where United Finance CoOG's OCF Margin % falls into.


United Finance CoOG OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

United Finance CoOG's OCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=-3.387/6.97
=-48.59 %

United Finance CoOG's OCF Margin for the quarter that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=-3.387/6.97
=-48.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -48.59% mean?
United Finance CoOG (MUS:UFCI) has a OCF Margin % of -48.59% as of Dec. 2024. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on United Finance CoOG and its competitors. According to the industry distribution chart, United Finance CoOG ranks #398 out of 530 companies in the Credit Services industry, placing it in the top 75.1%.
Is United Finance CoOG's OCF Margin % too high?
United Finance CoOG's current OCF Margin % is -48.59%. Based on the distribution chart, United Finance CoOG ranks #398 out of 530 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does United Finance CoOG's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, United Finance CoOG ranks #398 out of 530 companies for OCF Margin %. This places United Finance CoOG in the lower half of its industry. The industry median OCF Margin % is 2.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.23, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on United Finance CoOG and its competitors. For the Credit Services industry, the median OCF Margin % is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Finance CoOG's current OCF Margin % is -48.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, United Finance CoOG (MUS:UFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.08, compared to a current price of ر.ع0.09 — trading 17.5% above its estimated fair value. The current OCF Margin % is -48.59%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For United Finance CoOG (MUS:UFCI), the current OCF Margin % is -48.59% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Finance CoOG Business Description

Address Ruwi, P.O Box 3652, Muscat, OMN, 112
United Finance Co SAOG is principally involved in providing vehicle and equipment financing and is also licensed to provide composite loans, bridge loans, hire purchase, debt factoring and financing of receivables and leasing in the Sultanate of Oman. The company's offerings include Car finance, Fleet finance, Business finance, Term loans, Equipment finance, Commercial vehicle and many more. The company derives revenue in the form of interest income, with the majority coming from its retail customers.