United Finance CoOGMUS:UFCI +1.08% Dividend Payout Ratio is 0.50 as of Dec. 2024, which is 17% below its 10-year median of 0.60. The stock has 5 warning signs investors should review. Among 194 Credit Services companies, United Finance CoOG ranks worse than 74.74% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. United Finance CoOG's Dividend Payout Ratio for the
months ended in Dec. 2024 was 0.50.
The historical rank and industry rank for United Finance CoOG's Dividend Payout Ratio or its related term are showing as below:
MUS:UFCI'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.6 Max: 2.33
Current: 0.5
During the past 13 years, the highest Dividend Payout Ratio of United Finance CoOG was 2.33. The lowest was 0.33. And the median was 0.60.
MUS:UFCI's Dividend Payout Ratio is ranked worse than 74.74% of 194
companies
in the Credit Services industry
Industry Median: 0.32
vs MUS:UFCI: 0.50
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of United Finance CoOG was 21.60% per year. The lowest was 20.50% per year. And the median was 21.05% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
United Finance CoOG (MUS:UFCI) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
United Finance CoOG Dividend Payout Ratio Related Terms
United Finance CoOG Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for United Finance CoOG's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:UFCI vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, United Finance CoOG's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Finance CoOG Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, United Finance CoOG's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where United Finance CoOG's Dividend Payout Ratio falls into.
United Finance CoOG Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
United Finance CoOG's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Finance CoOG (MUS:UFCI) has a Dividend Payout Ratio of 0.50 as of Dec. 2024. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on United Finance CoOG and its competitors. This is 17% below median its historical median of 0.60. Over the past decade, United Finance CoOG's Dividend Payout Ratio has ranged from 0.33 to 2.33. According to the industry distribution chart, United Finance CoOG ranks #145 out of 194 companies in the Credit Services industry, placing it in the top 74.7%.
Is United Finance CoOG's Dividend Payout Ratio too high?
United Finance CoOG's current Dividend Payout Ratio of 0.50 is 17% below median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 2.33. The Credit Services industry median Dividend Payout Ratio is 0.32. United Finance CoOG's value of 0.50 is 56.3% above this industry median. Based on the distribution chart, United Finance CoOG ranks #145 out of 194 companies in the Credit Services industry, which is below the industry midpoint.
How does United Finance CoOG's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, United Finance CoOG ranks #145 out of 194 companies for Dividend Payout Ratio. This places United Finance CoOG in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. United Finance CoOG's value of 0.50 is 56.3% above this benchmark. Historically, United Finance CoOG's own Dividend Payout Ratio has ranged from 0.33 to 2.33 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 0.32, United Finance CoOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Finance CoOG's current Dividend Payout Ratio of 0.50 is 56.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on United Finance CoOG and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Finance CoOG's current Dividend Payout Ratio is 0.50, which is 17% below median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, United Finance CoOG (MUS:UFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.08, compared to a current price of ر.ع0.09 — trading 17.5% above its estimated fair value. The current Dividend Payout Ratio is 0.50, which is 17% below median its 10-year median of 0.60 and 56.3% above the Credit Services industry median of 0.32. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For United Finance CoOG (MUS:UFCI), the current Dividend Payout Ratio is 0.50 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
United Finance Co SAOG is principally involved in providing vehicle and equipment financing and is also licensed to provide composite loans, bridge loans, hire purchase, debt factoring and financing of receivables and leasing in the Sultanate of Oman. The company's offerings include Car finance, Fleet finance, Business finance, Term loans, Equipment finance, Commercial vehicle and many more. The company derives revenue in the form of interest income, with the majority coming from its retail customers.
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