United Finance CoOG (MUS:UFCI) FCF Margin %: -50.83% (As of Dec. 2024)


What is United Finance CoOG FCF Margin %?

United Finance CoOG MUS:UFCI +1.08% FCF Margin % is -50.83% as of Dec. 2024. The stock has 5 warning signs investors should review. Among 530 Credit Services companies, United Finance CoOG ranks worse than 74.53% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. United Finance CoOG's Free Cash Flow for the six months ended in Dec. 2024 was ر.ع-3.54 Mil. United Finance CoOG's Revenue for the six months ended in Dec. 2024 was ر.ع6.97 Mil. Therefore, United Finance CoOG's FCF Margin % for the quarter that ended in Dec. 2024 was -50.83%.

As of today, United Finance CoOG's current FCF Yield % is -10.58%.

The historical rank and industry rank for United Finance CoOG's FCF Margin % or its related term are showing as below:

MUS:UFCI' s FCF Margin % Range Over the Past 10 Years
Min: -132.62   Med: 35.66   Max: 215.56
Current: -50.83

During the past 13 years, the highest FCF Margin % of United Finance CoOG was 215.56%. The lowest was -132.62%. And the median was 35.66%.

MUS:UFCI's FCF Margin % is ranked worse than
74.53% of 530 companies
in the Credit Services industry
Industry Median: -0.06 vs MUS:UFCI: -50.83

United Finance CoOG FCF Margin % Related Terms

United Finance CoOG FCF Margin % Historical Data

* Premium members only.

The historical data trend for United Finance CoOG's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Finance CoOG FCF Margin % Chart

United Finance CoOG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 215.56 135.96 -103.10 -132.62 -50.83

United Finance CoOG Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 215.56 135.96 -103.10 -132.62 -50.83

MUS:UFCI vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, United Finance CoOG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Finance CoOG FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, United Finance CoOG's FCF Margin % distribution charts can be found below:

* The bar in red indicates where United Finance CoOG's FCF Margin % falls into.


United Finance CoOG FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

United Finance CoOG's FCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=-3.543/6.97
=-50.83 %

United Finance CoOG's FCF Margin for the quarter that ended in Dec. 2024 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=-3.543/6.97
=-50.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -50.83% mean?
United Finance CoOG (MUS:UFCI) has a FCF Margin % of -50.83% as of Dec. 2024. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on United Finance CoOG and its competitors. According to the industry distribution chart, United Finance CoOG ranks #395 out of 530 companies in the Credit Services industry, placing it in the top 74.5%.
Is United Finance CoOG's FCF Margin % too high?
United Finance CoOG's current FCF Margin % is -50.83%. Based on the distribution chart, United Finance CoOG ranks #395 out of 530 companies in the Credit Services industry, which is below the industry midpoint.
How does United Finance CoOG's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, United Finance CoOG ranks #395 out of 530 companies for FCF Margin %. This places United Finance CoOG in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on United Finance CoOG and its competitors. United Finance CoOG's current FCF Margin % is -50.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, United Finance CoOG (MUS:UFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.08, compared to a current price of ر.ع0.09 — trading 17.5% above its estimated fair value. The current FCF Margin % is -50.83%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For United Finance CoOG (MUS:UFCI), the current FCF Margin % is -50.83% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Finance CoOG Business Description

Address Ruwi, P.O Box 3652, Muscat, OMN, 112
United Finance Co SAOG is principally involved in providing vehicle and equipment financing and is also licensed to provide composite loans, bridge loans, hire purchase, debt factoring and financing of receivables and leasing in the Sultanate of Oman. The company's offerings include Car finance, Fleet finance, Business finance, Term loans, Equipment finance, Commercial vehicle and many more. The company derives revenue in the form of interest income, with the majority coming from its retail customers.