Guangzhou Rural Commercial Bank Co (STU:2GN) Enterprise Value: €490 Mil (As of Jul. 07, 2026) ***


STU:2GN Guangzhou Rural Commercial Bank Co Ltd STU:2GN
57 GF Score
Price €0.16
GF Value €0.13
! 4 Warning Signs
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What is Guangzhou Rural Commercial Bank Co Enterprise Value?

Guangzhou Rural Commercial Bank Co STU:2GN 57 Enterprise Value is €490 Mil as of Jul. 07, 2026. GuruFocus rates STU:2GN with a GF Score™ of 57/100 and a GF Value™ of €0.13. The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Guangzhou Rural Commercial Bank Co's Enterprise Value is €490 Mil. Guangzhou Rural Commercial Bank Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €1,803 Mil. Therefore, Guangzhou Rural Commercial Bank Co's EV-to-Revenue ratio for today is 0.27.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Guangzhou Rural Commercial Bank Co's Enterprise Value is €490 Mil. Guangzhou Rural Commercial Bank Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €1,481 Mil. Therefore, Guangzhou Rural Commercial Bank Co's EV-to-OCF ratio for today is 0.33.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Guangzhou Rural Commercial Bank Co's Enterprise Value is €490 Mil. Guangzhou Rural Commercial Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1,440 Mil. Therefore, Guangzhou Rural Commercial Bank Co's EV-to-FCF ratio for today is 0.34.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Guangzhou Rural Commercial Bank Co  (STU:2GN) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Guangzhou Rural Commercial Bank Co's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=489.811/1803.027
=0.27

Guangzhou Rural Commercial Bank Co's current Enterprise Value is €490 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Guangzhou Rural Commercial Bank Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €1,803 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Guangzhou Rural Commercial Bank Co's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=489.811/1481.011
=0.33

Guangzhou Rural Commercial Bank Co's current Enterprise Value is €490 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Guangzhou Rural Commercial Bank Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €1,481 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Guangzhou Rural Commercial Bank Co's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=489.811/1439.86
=0.34

Guangzhou Rural Commercial Bank Co's current Enterprise Value is €490 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Guangzhou Rural Commercial Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1,440 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Guangzhou Rural Commercial Bank Co Enterprise Value Related Terms


Guangzhou Rural Commercial Bank Co Enterprise Value Historical Data

* Premium members only.

The historical data trend for Guangzhou Rural Commercial Bank Co's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guangzhou Rural Commercial Bank Co Enterprise Value Chart

Guangzhou Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,571.23 5,040.83 3,600.91 7,044.54 425.27

Guangzhou Rural Commercial Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,600.91 5,862.77 7,044.54 5,143.03 425.27

Guangzhou Rural Commercial Bank Co Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Guangzhou Rural Commercial Bank Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guangzhou Rural Commercial Bank Co Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Guangzhou Rural Commercial Bank Co's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Guangzhou Rural Commercial Bank Co's Enterprise Value falls into.


STU:2GN
57GF Score
Guangzhou Rural Commercial Bank Co Ltd STU:2GN
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Guangzhou Rural Commercial Bank Co Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Guangzhou Rural Commercial Bank Co's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Guangzhou Rural Commercial Bank Co's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €490 Mil mean?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a Enterprise Value of €490 Mil as of Jul. 07, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Guangzhou Rural Commercial Bank Co and its competitors.
Is Guangzhou Rural Commercial Bank Co's Enterprise Value too high?
Guangzhou Rural Commercial Bank Co's current Enterprise Value is €490 Mil. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's Enterprise Value compare to competitors?
Guangzhou Rural Commercial Bank Co's Enterprise Value of €490 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. Guangzhou Rural Commercial Bank Co's current Enterprise Value is €490 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current Enterprise Value of €490 Mil. The stock's GF Value™ is €0.13, compared to a current price of €0.16 — trading 19.2% above its estimated fair value. The current Enterprise Value is €490 Mil. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current Enterprise Value is €490 Mil as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?

Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued. The current stock price of €0.16 is trading 19.2% above its estimated GF Value™ of €0.13.

Key valuation signals for STU:2GN:

  • Enterprise Value: €490 Mil
  • GF Value™: €0.13 vs. price of €0.16 (19.2% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guangzhou Rural Commercial Bank Co Business Description

Other Exchanges 01551:Hong Kong
Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score

Get the complete analysis for STU:2GN

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.16
Price
€0.13
GF Value