Guangzhou Rural Commercial Bank Co (STU:2GN) ROE % Adjusted to Book Value: 7.95% (As of Dec. 2025)


STU:2GN Guangzhou Rural Commercial Bank Co Ltd STU:2GN
57 GF Score
Price €0.16
GF Value €0.13
! 4 Warning Signs
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What is Guangzhou Rural Commercial Bank Co ROE % Adjusted to Book Value?

Guangzhou Rural Commercial Bank Co STU:2GN 57 ROE % Adjusted to Book Value is 7.95% as of Dec. 2025. GuruFocus rates STU:2GN with a GF Score™ of 57/100 and a GF Value™ of €0.13. The stock has 4 warning signs investors should review.

Guangzhou Rural Commercial Bank Co's ROE % for the quarter that ended in Dec. 2025 was 1.59%. Guangzhou Rural Commercial Bank Co's PB Ratio for the quarter that ended in Dec. 2025 was 0.20. Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.95%.


Guangzhou Rural Commercial Bank Co ROE % Adjusted to Book Value Related Terms


Guangzhou Rural Commercial Bank Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guangzhou Rural Commercial Bank Co ROE % Adjusted to Book Value Chart

Guangzhou Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.57 12.59 9.74 10.41 10.80

Guangzhou Rural Commercial Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 14.77 5.95 11.58 7.95

Guangzhou Rural Commercial Bank Co ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guangzhou Rural Commercial Bank Co ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value falls into.


STU:2GN
57GF Score
Guangzhou Rural Commercial Bank Co Ltd STU:2GN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Guangzhou Rural Commercial Bank Co ROE % Adjusted to Book Value Calculation

Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.16% / 0.20
=10.80%

Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.59% / 0.20
=7.95%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.95% mean?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a ROE % Adjusted to Book Value of 7.95% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Guangzhou Rural Commercial Bank Co and its competitors.
Is Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value too high?
Guangzhou Rural Commercial Bank Co's current ROE % Adjusted to Book Value is 7.95%. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value compare to competitors?
Guangzhou Rural Commercial Bank Co's ROE % Adjusted to Book Value of 7.95% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. Guangzhou Rural Commercial Bank Co's current ROE % Adjusted to Book Value is 7.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current ROE % Adjusted to Book Value of 7.95%. The stock's GF Value™ is €0.13, compared to a current price of €0.16 — trading 19.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.95%. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current ROE % Adjusted to Book Value is 7.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?

Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued. The current stock price of €0.16 is trading 19.2% above its estimated GF Value™ of €0.13.

Key valuation signals for STU:2GN:

  • ROE % Adjusted to Book Value: 7.95%
  • GF Value™: €0.13 vs. price of €0.16 (19.2% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guangzhou Rural Commercial Bank Co Business Description

Other Exchanges 01551:Hong Kong
Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score

Get the complete analysis for STU:2GN

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.16
Price
€0.13
GF Value